AHIP 2018 Module 1 - Original Medicare and Part D

Mr. Singh would like drug coverage, but does not want to be enrolled into a health plan. What should you tell him? Choose one answer. a. Part D prescription drug coverage can only be obtained by enrollment into a Medicare Health Plan that also covers Part A and Part B services. b. Mr. Singh must leave Original Medicare to receive drug coverage. c. Mr. Singh can enroll in a stand-alone prescription drug plan and continue to be covered for Part A and Part B services through Original Fee-for-Service Medicare. d. Mr. Singh will have to enroll in Medicaid if he wishes to obtain prescription drug coverage through some means other than a Medicare Health Plan.

c. Mr. Singh can enroll in a stand-alone prescription drug plan and continue to be covered for Part A and Part B services through Original Fee-for-Service Medicare.

Mrs. Geisler's neighbor told her she should look at her Part D options during the annual Medicare enrollment period because features of Part D might have changed. Mrs. Geisler can't remember what Part D is so she called you to ask what her neighbor was talking about. What could you tell her? Choose one answer. a. Part D covers hospital and home health services and the cost sharing has changed this year. b. Part D covers long-term care services and she shouldn't worry because there has been no change in coverage. c. Part D covers prescription drugs and she should look at her premiums, formulary, and cost sharing among other factors to see if they have changed. d. Part D covers physician and non-physician practitioner services and the deductible has not changed this year, but the physician charges may go up.

c. Part D covers prescription drugs and she should look at her premiums, formulary, and cost sharing among other factors to see if they have changed.

Mr. Alonso receives some help paying for his two generic prescription drugs from his employer's retiree coverage, but he wants to compare it to a Part D prescription drug plan. He asks you what costs he would generally expect to encounter when enrolling into a standard Medicare Part D prescription drug plan. What should you tell him? Choose one answer. a. He generally would pay only a per-prescription co-payment. Medicare covers all other costs. b. He generally would pay only a monthly premium and deductible. Medicare covers all other costs. c. He generally would pay only a monthly premium. Medicare covers all other costs. d. He generally would pay a monthly premium, annual deductible, and per-prescription cost sharing.

d. He generally would pay a monthly premium, annual deductible, and per-prescription cost sharing.