AMA chapter 17

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considering the amount that Medicare reimburses for medical care, what amount does the patient and Medicare pay?

patient $12; Medicare $48

which of the following applies to medical insurance for dependents of active duty or retired military personnel and their dependents?

TRICARE

which of the following is known as the fee system that defines allowable charges that will be accepted by insurance carriers?

UCR

which of the following best describes a network of providers and hospitals who have a contract with insurance companies to provide discounted health care?

preferred provider organization

which of the following applies to persons who are eligible for Medicare?

receive disability income

which is the most common type of referral used by managed care?

regular

large companies, non-profit organizations, and governments frequently use what kind of insurance to reduce costs and gain more control of their finances?

self-insurance

health insurance was designed for what reason?

to help individuals and families compensate for high medical costs

insurance fraud and abuse may be involved in as many of what percentage of submitted medical claims?

10%

each time a patient comes into the clinic, the medical assistant must verify which of the following insurance information?

ALL OF THE ABOVE whether insurance covers the procedure what the patient's insurance plan is whether a referral is required

which of the following is medical insurance for a spouse and unmarried dependent children of a veteran with permanent total disability resulting from a service-related injury?

CHAMPVA

the statement mailed to the patient summarizing how the insurance carrier determined the reimbursement is known as what?

EOB-explanation of benefits

which of the following best describes policies that are supplementary to Medicare insurance?

Medigap

the amount of charges the provider would have to write off if insurance didn't cover it, is known as what?

an adjustment

which of the following is applied to determine primary coverage for a dependent childe when both parents are covered by health insurance?

birthday rule

which of the following terms means an insurance policy pays a percentage of the balance after application of the deductible?

co-insurance

which of the following terms is applied when more than one policy covers an individual?

coordination of benefits

the amount of money that the insured must incur for medical services before the policy begins to pay is known as what?

deductible

which of the following applies to a method of containing hospital costs that is based on an average cost for treatment of a patient's condition?

diagnostically related groups

which of the following best describes the state or regional organization that handles Medicare claims?

fiscal intermediary

which of the following traditional type of insurance coverage covers specific dollar amounts for provider's fees, hospital care, and surgery?

indemnity

capitation payment

managed care

preventive treatment provided

managed care

usually must stay inside the provider network

managed care

which of the following applies to Medicare coverage that pays for outpatient services?

part B

which of the following applies to Medicare coverage that pays for prescription drug coverage?

part D

which of the following best describes the managed care organization model having the freedom of obtaining medical services from an HMO provider or by self referral to non-HMO providers?

point-of-service plan

which of the following is not a category for referrals?

post dated

before certain procedures or visits can be made, some insurance policies require which of the following?

preauthorization

annual deductible

traditional

payment fee for service

traditional

usually can go outside provider network

traditional

which of the following best describes insurance policies that provide coverage on a fee-for-service basis?

traditional

which of the following best describes insurance policies that require policy holders to select a primary care provider?

traditional

which of the following is the purpose of screening new patients for insurance coverage?

verify patient has coverage and obtain vital billing information

which of the following is a type of insurance coverage for persons injured on the job?

worker's compensation

Dr. Chad is a participating provider in Medicare. Does this mean Dr. Chad will accept assignment and what percent of the allowed amount?

yes, 100%


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