EXAM FX got wrong
When an insurer tries to discourage a policyholder from replacing an existing policy, this is called.
Conservation effort.
Small employers in CA with fewer than 25 employees may qualify for a tax credit if they purchase health insurnace through which of the following
Covered CA excahnge.
Who can group health insurance be issued to?
Employer, employee, or other groups that are together for a purpose other than purchasing insurance.
Medicare B covers all except.
Long term care services
Medicare Part A services do not include:
Private duty nursing.
An insured was diagnosed 2 years ago with kidney cancer. She was treated with surgeries and chemotherapy and is now in remission. She also has a 30 year smoking history. The insured is now healthy enough to work and has just started a full time job. What health insurance will she most likely recieve?
She will be covered under the employer's group health insurance plan, without higher premiums.
A life insurance policy that provides coverage to every family member in a single policy, with permanent insurance on the breadwinner and convertible term on other family members is called?
a family policy.
Concerning the "Family Protection Policy" all of the following statements are true, except:
children, upon reaching the age of majority, are permitted to convert the individual policy with proof of insurability.