HDFS 3342 Final Exam
According to Foa's model, where would you place a college education? Pick the number where you would place it on the graph
1
At age 65, a spouse who did not work outside the home for pay will be eligible to receive retirement benefits of what percentage of their husband/wife's benefits?
50%
One of the challenges for low-income family budgets is that money spent on basic living expenses represent
7 out of 10 dollars
The approximate percentage of funding for public schools that come from Federal Government is:
8%
According to conflict theory, conflict occurs because
All the above are reasons according to conflict theory as to why conflict occurs
If a family has a surplus from their budget, it is important that they consider all of the following EXCEPT:
Are family goals and standards of living too high?
If a family is struggling to make ends meet, how will their needs differ from the family who is financially stable?
Basic needs to families who are struggling may not be met or may make up a higher percentage of their income than financially stable families
How would a symbolic interactionism be used to explain decision making in families?
Behaviors such as decision making are based on meanings that family members have created towards objects, events, the situation, and possible actions that could be taken. These meanings are created from interactions with others.
Unemployment affects employee benefits in all of the following ways EXCEPT:
Benefits are not important factor in considering a job offer as these would not provide resources as effectively as a higher salary
Which two factors complicate inheritance?
Emotions and expectation by family members about how resources should be divided; tax laws are often complicated and unfair
meeting individual or family needs automatically means that the needs of society will be met
False
According to the online tax receipt, the largest federal expenditure of 2014 income tax dollars was on:
Health Care
How does the decline of volunteerism threaten social resources?
Individuals and families who do not see the value of participation in civic organizations and volunteering do not contribute social capital that must be met by others or the government
Which of the following is NOT one of the needs of families in Stage Two: Preretirement
Initiate long term savings for future goals
In the planning process, what is the purpose of sequencing
It is the mental process of laying out activities and resources needed to complete any particular task or goal
Bob and Sylvie Brown and their two adolescent children do not talk much with each other, saying only what is required by during the day. They also carry about their lives outside of the family independently. In fact, days can go by without the children talking to Bob. The Brown's communication pattern is most likely
Laissez-Faire
However, the expenditure share for housing in 1901 was ______ it was in 2002-2003
Less than
An example of this level of analysis could be the culture of individualism in the US
Macrosystem
the _____ strategies that evolve in a system reflect the priorities of the system and involve decisions about the use of resources
Maintenance task
In what ways does the US food and Drug Administration protect public life?
Monitors the safety and effectiveness of products such as drugs and medical devices and safeguards the food supply
Plans designed in consideration of anticipated events are known as
Proactive plans
Which of the following is NOT one of the three primary types of federal taxes that wage-earners pay
Property Tax
Wage earners are required to pay all of the following taxes through payroll deductions Except:
Sales Tax
Perceived acceptable levels of adequacy that has an impact on goals is a/an
Standard
I want to use and allocate the economic and interpersonal resources in my family effectively using Foa's six operating rules as a guideline. Which of my following ideas is INCOSISTENT with his rules
The exchange of economic resources needs a personal relationship
A common theme from all approaches to family resource management is:
The inherent need for families to make decisions
How do goals contribute to personal growth and satisfaction with life?
They help direct and guide any behavior towards the completion of the tasks and objectives
People with this VALS type are motivated by ideals. They are also often alert to opportunities to broaden their knowledge. They look for durability, functionality, and value in products they purchase
Thinker
A family benefits when family members are able to realize self-actualization because:
Those who have realized their own potential are able to help other family members to be their best
What part does technology play in family needs?
Those with technology will have advantages such as education over those who do not have technology
Design preferences in consumer products reflect personal and group values
True
What region in the US pays the MOST, on average, for Personal Care Expenses?
West
One alternative to public education where the state is essentially out-sourcing education is known as
a charter school
According to Foa's exchange Principle, which of the following would be the easiest exchange?
a hug for love
An example of a second level as one moves up Maslow's Hierarchy of needs would be
a padlock
An example of energy used as a human resource would be
a wife washing the car
Caleb recently moved to a remote mountain cabin. Although he is financially able to pay for these, he is unable either cable or internet services from that location. This problem illustrates the resource characteristic of:
accessibility
Susan was ashamed of her 10-year-old car every time she parked in her company parking lot. She avoided leaving with her co-workers because she didn't want them to see her old car, especially when it seemed like they all had new cars. The next weekend, Susan went car shopping. Susan's decision was probably motivated by
achievement
Lamanna and Riedmann suggest four emerging options for childbearing that include all except:
adoption
Brian is upset with his mother's decision to ground him after he was caught lying. He refused to speak to her all evening and did not give her his usual goodnight kiss. Brian is using what kind of resources to increase his power over her?
affective
The bloated sluggish and unfulfilled feeling that results from efforts to keep up with the Joneses is a definition of
affluenza
Which of the following is NOT one of the suggestions for how to eal with a solvable
agree to disagree
In discussion of worldview, all of the following assumptions were made by Kluckhohn and Strodtbeck in comparing the value systems between cultural groups EXCEPT
all cultural groups have the same basic values
Environmental resources are in danger because
all of the above are reasons for why environmental resources are in danger
Khloe and Lamar have been married for 2 years. Khloe is satisfied with the "profit" of this relationships and feels she could do no better in another relationship. She also perceives that the profit she has is similar to what she expected from the relationship. Lamar perceives that other relationships could offer him the same or better. According to Social Exchange theory, Khloe is likely:
all the above
The specifics of each person's Comparison Level (CL) are influenced by
all the above
I have two cookies but four children who want desert. I carefully cut each cookie in two and give a half to each child. This could be an example of:
allocation
Family resource management includes all of the following concepts except:
an understanding of the world monetary exchange system
At what point in the decision-making process about purchases does price become a factor?
both a and b
In group situations, a plan of action may be implemented and members are asked to generate possible solutions. This approach is known as:
brainstorming
Benefits that allows the employee to pick and choose from among several options is known as:
cafeteria plans
Social security taxes are used for all except:
child care benefits
In the American culture is the belief that one can measure, keep, save, and waste time. This is an example of viewing time as:
commodity
The theory or perspective that is based on the idea that humans are driven to want certain things, that power is at the core of all social relationships, and that groups have interests that advance their own goals:
conflict theory
The consumer resource exchange model (CREM) was developed by Bristow and Moven and is based on the concept that:
consumers manage resource in order to meet their needs
_______ is the translation of the message and the metamessage
decoding
A high degree of autonomy with little support from or emotional connection to other family members characterizes which internal boundary
disengaged
The theory where individuals attempt to bring their attitudes into alignment with their behaviors, especially around other people is the
dissonance theory
An example of variable expense would be
electricity
The Baker family has always lived in Tuscfan, Arizona. Recently Mr. Baker's brother invited the whole family to spend the holidays at their mountain cabin in Colorado. The Bakers decided to not to take the offer because they did not like the idea of the cold weather and the fact that they would have to purchase all new clothes. This decision reflects what type of contextual influence.
environmental
The characteristics of a good financial plan includes all EXCEPT:
exclusivity
A need is something that you would like to have but is not essential
false
According to the model from the video, multitasking is a form of external interference
false
Economic resources are collectively owned while social resources are individually owned
false
the term "living wage" refers to those who have an education and are salaried
false
A weakness of this theory is that it is difficult to apply to families that are diverse in form or function and can even be problematic to use with traditional families that have two or more children
family development theory
Something that one wishes to reach, or accomplish within a certain timeframe is a
goal
In 1901, the expenditure share for food was _____ it was in 2002-3
greater than
Joseph is 62 years old and has decided to retire because of poor health. What will happen to his retirement benefits?
he will receive a reduced rate of payments
The individual who has the responsibility for day to day decision would be said to have:
implementation power
Intermediate goals will be accomplished
in less than one year
The family system property of _____ is reflected in the assertion that "a change in one part of the family has a reverberating impact on other parts of the family system."
interdependence
Medicare includes covered expenses for all the following types EXCEPT:
legal services
What Quintile spends the highest percent of their income on food at home
lowest 20%
According to Galvin, communication is a symbolic, transactional process of creating and sharing
meanings
Mary's job requires lots of travel. She would like to take more time off work to be with her children and her aging parents, but her boss would not allow it. Her problems at home are not affecting her work, and the demands of her job are affecting her marriage. This type of interaction illustrates Urie Bronfenbrenner's concept of as:
mesostyem
What region in the US pays the LEAST, on average, for transportation expenses?
midwest
A tool used to collect demographic information to determine the needs of certain populations is known as a/an:
needs assessment
this is the expectation that there will be fairness in portion of rewards of costs in the relationship; in other words, people in the relationship should mutually share obligations and rewards
norm of fairness
The communication standard where the family communicates in a proper or formal manner is known as
politeness
According to Kranichfeld, resolution of family resource conflicts can result in all outcomes EXCEPT
power
When product and service competition is high, what factor differentiates one product from another?
quality
The ability to identify and use resources to meet needs effectively is:
resourcefulness
An example of a public benefit that is provided through tax dollars would be:
roads
Forming a value judgment that is rationalized by discrediting information that goes against their behavior is known as
selective interpretation
Maslow believes that even though all needs on the Hierarchy of Needs are met, one may still be unfulfilled unless they are able to reach their potential. This is known as:
self-actualization
One reason why business management and family resource management are connected is because they both have concern for:
sustainability
According to Vickers, the third era of household production and consumption patterns was a focus on:
the changing roles of men and women
The planning process begins with
the decision
This principle of distributive justice of resources may be what drives some programs and organizations to give grants or scholarships to college students
the principle of need
John and Carmen are not very involved in their son Caleb's school. According to recent studies, one reason may be
they had bad experiences as students themselves
cohorts or generations are likely to have similar values because:
they were likely to have experienced similar economic, political, historical, and technological changes and these shared memories impact how they process and evaluate situations
With regards to unemployment benefits
to be eligible you must have established a base period of at least one year period of time of working prior to filing the claim
Communal traits, more common for women than men, are needs related to forming and maintaining social relationships with others
true
Home schooling curriculum and the person responsible for delivery for the curriculum (usually the parent) are regulated by each state
true
The person who is in the higher earnings bracket ultimately pays less Social Security tax
true
The Bureau of Consumer Protection protects consumers against:
unfair, deceptive, or fraudulent practices
Guiding principles of thought and behavior are known as:
values
Baumle found that the wage gap between men and women may result because
women are mothers
The worldview orientation of human activity includes all of the following EXCEPT:
working solely for the benefit of others
