HO

Which one of the following is not covered under coverage A, Dwelling of the homeowners policy?

A lawn tractor

Which one of the following is not reached by the "concealment or fraud" condition?

Accidental misrepresentation of information

Section II of the homeowners policy provides protection for which of the following:

Bodily injury and property damage

Which one of the following is not one of the insured's duties after a loss?

Notify the police in case of vandalism to covered property

In order for the homeowners policy to pay under section II, there must be a (an):

Occurrence

Which one of the following terms best describes the dwelling perils covered by Form HO 00 03?

Open perils

What is covered under coverage B of the homeowners policy?

Other structures

Coverage C of the homeowners policy covers which of the following:

Personal property

Which one of the following is not one of the four main property coverages (section I) in the ISO homeowners form?

Property of others

Which one of the following types of smoke damage is not covered under coverage C?

Smoke from agricultural operations

What is meant by the term "insurable interest?"

That one stands to lose financially because of a legal share in property in the event of damage to that property

Which one of the following statements is incorrect regarding the additional coverage for "claims expenses"?

The policy provides unlimited loss of earnings for an insured to attend hearings

What is meant by "manifestation"?

When a loss first becomes evident

The additional coverage for "damage to property of others" is often referred to as "good will coverage" because:

it pays for damage to others' property without having to prove legal liability on the part of the insured