MISC.

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To qualify as an eligible insured under HIPPA, a person must NOT have had a gap in coverage lasting more than how many days?

63 days

An insurer can use MBI for all of the following except

Justifying denial of a policy

An applicant just got hired to work for ABC company and wants to sign up for group health insurance. In which of the following situations evidence of insurability will not be required?

Signing up during open enrollment

In disability income insurance, a deductible stated in days instead of dollars is known as

elimination period

What is moral hazard?

living behaviors that tend to put an individual at greater risk of injury

A stop-loss limit provision puts a cap on which of the following?

Coinsurance a policyholder must pay


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