Principles 1: Level 7 Quizzes
familial status
Protected classes in the Fair Housing Act of 1968 include race, color, religion, national origin, sex, disability, and what other category?
the practice of encouraging people to sell their homes due to beliefs about how the entry of a protected class will affect an area's property values
What is the best definition of blockbusting?
"Christian neighborhood"
Which of the following phrases would be considered discriminatory if used in an advertisement?
A real estate company refused to sell a home because of the prospective buyer's race and was found guilty of violating the Civil Rights Act of 1866.
Which of the following statements accurately describes the basic issues involved in the Jones v. Mayer Co. case?
a seeing-impaired woman who uses a service dog in a pet-free building
Which of these tenants is protected by the Fair Housing Act?
steering
You are working with a Black buyer, Tom, and you decide to show him homes in a neighborhood with a high Black population. This illegal act is known as:
the tenant
Landlords are required to allow tenants to make modifications to their property in order to accommodate their disability. Who's responsible for paying for these modifications?
ECOA
If a lender refuses to make Harry a 30-year mortgage just because Harry is 85 years old, they will have violated:
ECOA
Sally and Fred are two single people buying a home together. The lender is threatening to deny them a loan because he does not like their lifestyle. If the lender does that, it will be a violation of the:
Inform the landlord that not all disabilities are visible, and warn them they could be violating the Fair Housing Act by refusing the accommodation.
A tenant comes to a property manager asking to put in shower bars to accommodate their disability. When they property manager informs the landlord, the landlord balks, because the tenant is not a wheelchair user. What should the property manager do? Choose the BEST option.
18
At what age does a child living with his or her parents no longer qualify for familial status protection under the Fair Housing Act?
provide them with the official translated lease forms
Carla has clients looking for a rental property who only speak Spanish. What should she do to accommodate them?
TRUE
Under the ECOA, it is legal for a lender to ask if a borrower is separated.
No, the couple is not allowed to discriminate against families with children if they are helped by their granddaughter because she is a license holder.
An elderly couple is going to rent their vacant basement for extra income. The couple does not want a family with children. The couple asks their granddaughter, who is a real estate agent, to help them with finding tenants. Is this legal? Why or why not?
one year
How long does person who believes that they have been injured by the discriminatory practices of a real estate license holder have to file a complaint with HUD?
a physical or mental impairment that affects the performance of one or more major life activities
The protected class of disability is defined as anyone who has:
the Community Reinvestment Act
What federal act was passed to help eliminate redlining?
ancestry
What is a protected category according to Texas fair housing laws, but not national ones?
familial status and disability
What two important classifications were added to the list of protected classes under the 1988 Housing and Community Development Act amendment?
Civil Rights Act of 1866
Which was the first housing discrimination protection act?
because of their location or because they have 15 or more employees
Why do most brokerages fall within the scope of the ADA, and therefore must be extra careful about accessibility?
