Private insurance plans for seniors
Which of the following is not an allowable exclusion for long term care insurance policies
Care for incurable conditions
When dealing with long term care coverage which of the following are classified as ADL's
Eating, bathing, dressing and mobility
Which of these statements reflects an accurate portrayal of Medicare select
Insured uses preferred providers in exchange for paying lower premiums
Which individual would be best suited for Medicare supplement insurance?
Medicare enrollee
Which of the following does NOT meet the requirements of skilled nursing care
Must be provided exclusively in a hospital
Medicare supplement insurance requires an individual to be at least how old for open enrollment
No minimum age
A Medicare supplement policy is required to do which of the following
Provide a 30 day free-look period
Which of the following is a true statement regarding a Medicare supplement policy purchased during an open enrollment period?
The policy will be issued regardless of health
Which of the following is NOT covered by a comprehensive long term care policy
acute care
Linda is covered with long-term care insurance and has early-stage Alzheimer's. She is still able to reside in her home while receiving primary care, as opposed to moving into a nursing home. All of the following long-term benefits encourage this EXCEPT for
custodial care
What type of doctor ordered care assists an individual with performing basic daily activities such as bathing, dressing, and eating?
custodial care
Custodial care is normally covered under
long term care insurance
Respite Care coverage is typically found in a(n)
long term care policy
Under a long term care inflation rider the benefit levels
periodically increase without proof of insurability
Qualified long term care premiums are treated for tax purposes as
tax-deductible to the extent they exceed 7 1/2% AGI
