Real Estate Unit Quiz 3
The fine for a first violation of the federal Fair Housing Act could be as much as
$16,000
A real estate professional said to a homeowner, "I hear they're moving in. There goes the neighborhood! Better put your house on the market before values drop!" This is an example of what illegal practice?
Blockbusting
After a real estate professional takes a sale listing of a residence, the owners specify that they will not sell the home to any Asian family. The real estate professional should do which of the following?
Explain to the owners that the instruction violates federal law and that the real estate professional cannot comply with it.
Which agency, upon receiving a complaint regarding a Fair Housing Act violation, investigates?
HUD
Why is the Civil Rights Act of 1866 unique?
It provides no exceptions that would permit racial discrimination.
Which statement describes the Supreme Court's decision in the case of Jones v. Alfred H. Mayer Company?
Racial discrimination is prohibited by any party in the sale or rental of real estate.
Under the Fair Housing Act, which action is legally permitted?
Refusing to make a mortgage loan to a member of a protected class because of a poor credit history.
Which of the following is legal?
Requiring a person with a disability to establish an escrow account for the costs to restore a property after it has been modified.
The following ad appeared in the newspaper: "For sale: 4BR brick home; Redwood School District; excellent Elm Street location; short walk to St. John's Church; and right on the bus line. Move-in condition; priced to sell." Which statement is TRUE?
The ad should not mention St. John's Church.
A single man with two small children has been told by a real estate professional that homes for sale in a condominium complex are availible only to married couples with no children. Which statement is TRUE?
The man may file a complaint alleging discrimination on the basis of familial status.
The landlord's lease prohibits tenants from altering the property in any way. A young woman who uses a wheelchair cannot maneuver over the doorstep into her apartment by herself. In addition, she cannot access the bathroom facilities in her wheelchair. Which of the following is TRUE?
The tenant is entitled to make the necessary alterations.
A discrimination suit may be filed in federal court by
a person aggrieved by racial discrimination.
The federal Fair Housing Act does NOT prohibit
discrimination on the basis of martial status.
The provisions of the federal Fair Housing Act apply
in all states.
Housing qualifies for exemption from familial status provisions
includes a restriction that 80% of the units be occupied by persons 55 or older.
Complaints relating to the Civil Rights Act of 1866
must be taken directly to federal courts.
It is illegal for a lending institution to refuse to make a residential real estate loan in a particular area only because of the
physical location of the property.
A lender's refusal to lend money to potential homeowners attempting to purchase properties located in predominantly Latino neighborhoods is known as
redlining
The act of directing home seekers toward or away from particular areas, either to maintain or to change the character of the neighborhood, is
steering.
All of the following would be permitted under the federal Fair Housing Act EXCEPT
the owner of a 20-unit residential apartment building renting to men only.