Real Estate University | S3 | Chapter 14
This is a federal law protecting the rights of individuals with physical or mental impairments...?
Americans with Disabilities Act
This refers to the use of prejudice to instill fear, or panic in order to motivate individuals in a particular area or neighborhood to sell or dispose of their property because of the entrance, or potential entry, of a protected class...?
Blockbusting
The Unruh Civil Rights Act is associated with discrimination involving which 3 things?
Businesses, 1-4 family residences, and Single family homes
Steering is most closely associated with...?
Buyers
This is a federal law that prohibits all discrimination on the basis of race only...?
Civil Rights Act of 1866
A long-term physical or mental impairment, or condition, that substantially limits a person's major activities is known as a...?
Disability
This is a federal prohibition on discrimination in sale, rental, financing, or appraisal of housing on the basis of race, color, religion, gender, national origin, handicap, or familial status...?
Fair Housing Act of 1968
True or False: Ancestry is considered a protected class under the federal fair housing laws...?
False
True or False: The Unruh Civil Rights Act is a federal law...?
False
The Civil Rights Act of 1968 is also known as the...?
Federal Fair Housing Act
Which 3 things can sue for violations of the fair housing laws...?
Homebuyers, Testers, and The California Attorney General
Blockbusting is most closely associated with...?
Homeowners
This is a court order that requires someone to do, or refrain from doing, a particular act...?
Injunction
Which of the following court cases challenged the constitutionality of the Civil Rights Act of 1866...?
Jones vs Mayer
The purpose of ............is to punish a wrong doer for their actions?
Punitive damages
Which 3 things are considered a protected class under the fair housing laws...?
Race, Religion, and Familial status
Which 3 things can be held liable for housing discrimination...?
Real estate brokers, Lenders, and Homeowners associations
The refusal to lend money within a specific area is known as...?
Redlining
Which of the following acts is most closely associated with financial lenders...?
Redlining
Using racial, ethnic, or religious criteria in suggesting, recommending, and/or influencing individuals regarding locations for the purchase or rental of a single family residence or rental dwelling is known as...?
Steering
Which 3 acts is prohibited under the fair housing laws...?
Steering, Blockbusting, and Redlining
Volunteers from state or private agencies who enforce fair housing by claiming to be home seekers, thereby finding out if brokers deal fairly with all clients/customers, are known as...?
Testers
True or False: A financial lender may reject a borrower's application if the borrower lacks the necessary credit to purchase the property...?
True
True or False: Blockbusting is also known as panic selling...?
True
True or False: Gender is considered a protected class under the federal fair housing laws...?
True
True or False: New commercial spaces must be ADA compliant...?
True
True or False: Punitive damages may be awarded for violations of the Civil Rights Act of 1866...?
True
True or False: The Fair Housing Act applies to leasing as well as the sale of residential properties...?
True
True or False: The use of service animals is protected under the ADA...?
True
True or False: Under the Equal Credit Opportunity Act, a lender cannot reject a borrower's application if the borrower's income includes public assistance...?
True