3.01 Credit Cards

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Based on the Schumer Box, what is the transaction fee on a cash advance of $300?

$10

What is the periodic interest on a credit card with a 17.99% APR?

1.499%

Which section of a Schumer Box discusses the grace period?

How to Avoid Paying Interest on Purchases

Why would the lender offer a lower introductory APR for 10 months?

To entice consumers to use its credit card

An unsecured loan

is not connected to collateral and, therefore, a higher risk for lenders


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