3rd (10)

A licensee who is required to take continuing education must include how manny ethics coursework hours?

3 hors

What is the length of the free look period when a Medicare Supplement insured policy is replaced

30 days

When family coverage is in place, newborn children are automatically covered under a medical plan for a period of at least

31 days

In Oklahoma, a life insurance policy loan shall bear interest at a specific rate, NOT in excess of

8%

A producer who attempts to intimidate is engaging in

Coercion

Jerry has an indemnity plan which covers dental expenses. Typically, these type of plans

Cover preventative care once every six months

Which of these is typically regarded as a major treatment in an indemnity dental plan

Dentures

When long-term care insurance is replaced, the insurer issuing the new policy cannot,

Impose a new pre-existing conditions exclusion

In Oklahoma, reducing benefits for a newborn child under a Health plan is

Prohibited in any form

a cease and desist order issued by the commissioner against a producer

Prohibits a specific practice listed in the order

A transaction in which a new life insurance policy is purchased and an existing life insurance policy is surrendered is called

Replacement

Who reports a producers termination of appointment to the Commissioner

The insurer

A producers license is Oklahoma must be renewed every

Two years

When an individual purchases insurance as a result of threats made by the producer, there has been a violation of

Unfair trade practice laws

Inflation protection must be included in all longterm policies delivered on Oklahoma UNLESS

the policy holder rejects the coverage in writing