Career Choices Unit 3

An email address cannot he used with more than ___ FSA ID

1

A community college may cost less than $4000 a year for full-time enrollment. In-state students may pay less than ____ for tuition and fees at a public university, and students at a private college my pay $40,000 or more

10,000

The KEES program in Kentucky provides a _____ dollar Scholarship to students who earn a 2.5 average in high school

125

If your cumulative GPA drops below a _____ you will lose your KEES award for the next academic year

2.5

More than 3 million students will graduate from US high schools each year, and _____ of them will head off to college next fall

2/3

According to a study done on millennials ages 25 to 32, pew research Center social trends found that almost _____ of those with a high school diploma as their highest level of education live in poverty

22%

When we compare national median annual earnings of someone with a bachelors in someone with a high school diploma that's a difference of almost _____ each year and expected gross income

24,000

According to employment projections released by the bureau of labor statistics, having an associates degree suggest that you may be _____ less likely to be unemployed than those with a high school diploma

26%

If you score a ____ on the ACT test you can earn an additional $500 per year

28 or above

The FSA ID process consists of ____ main steps

3

After starting college if you have at least a ____, you will continue to receive your full KEES award

3.0

The average student loan debt for the Class of 2017 graduates was ____, up six percent from the previous year

39,400

Fewer than ______ percent of students enrolling for the first time at a four year college graduate in four years

40%

Interest rate for a Perkins Loan is___

5%

Filing a FASFA automatically qualifies you for low cost federal student loan of at least ___ a year

5,500

To complete the free application for Federal student aid also known as FASFA, you will need:

An FSA ID to sign electronically

You may be eligible for a Perkins loan if you _____

Are enrolled full-time or part-time

The amount you _____ Depends on your financial need, the amount of other aid you receive, and the availability of funds at your college or career school

Can borrow

If you're resubmitting your scholarship application by mail, consider using _____ or requesting a return receipt to confirm that your materials arrived at their destination

Certified mail

If you have a career goal in college is a means of accomplishing that goal, you need to go to _____

College

In a work study job you will earn at least the ____

Current federal minimum wage

Your username ____ expire, but your FSA ID password will expire every 18 months unless you change it

Does not

You may have to pay back a grant if you:

Drop from full time status

You should receive a letter from KHEAA ____ While in high school with the award you earned for the previous school year

Each summer

You just complete a FASFA _____ to stay eligible for federal student aid

Each year in school

Start ____ when researching scholarships, requesting information and application materials, and completing applications. The process takes time

Early

When researching financial aid remember some scholarships have deadlines ____ of senior year of high school so start before your senior year

Early in the fall

Check all ____ before applying for a scholarship, you

Eligibility requirements

In some cases, filing a ____ Can actually help a student gain admission to a college

FASFA

_____ Provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses

Federal Work Study

Grants and scholarships can come from the _____, your state government, your college or career school, or a private or nonprofit organization

Federal government

Your ____ Is used to confirm your identity when accessing your financial aid information and electronically signing your federal student aid documents

Federal student ID

The FASFA automatically qualifies the student for low interest and forgivable _____ the most attractive kind of student loans available

Federal student loans

A student must demonstrate ____ need to meet eligibility requirements for federal student aid

Financial

Almost all grants are awarded to students with ______

Financial need

Direct unsubsidized loans are available to undergraduate and graduate students; there's no requirement to demonstrate _____

Financial need

The Federal Perkins Loan Program provides money for college or career school, for students with ____

Financial need

The FASFA, officially known as the ____, is the form that families fill out to apply for federal grants, loans, and work study funds for college students

Free Application for Federal Student Aid (FASFA)

Grants and scholarships are often called ____ because they are free money

Gift aid

If you are attending a school at least ____, You have nine months after you graduate, leave school, or drop below half time status before you must begin repayment

Half-time

A student must ____ to qualify for Federal Student Aid

Have a valid social security number

To qualify for federal student aid a student must have a ____ or a recognized equivalent such as a general education development (GED) certificate

High school diploma

Which of the following items will be needed when applying for a scholarship?

High school transcript

If you are an undergraduate student in the work study program you're paid by the ____

Hour

When applying for scholarships start with a _____ possibilities and cut that down to a short list of choices

Large number of

It's important to understand that the student and the parent may not share an FSA ID: your FSA ID is your signature, so it has to be unique to you

May not

Some colleges use FASFA information as a deciding factor for students who are on the borderline for ____

Merit scholarships

Can I create an FSA ID for anyone other than myself?

No

You should compete the FASFA as soon as possible on or after ____

October 1

If you were in rolled in college or career school prior to July 1, 2012, or if you are currently in rolled in the eligible career pathway program, you may show your qualified to obtain a higher education by:

Passing an approved ability to benefit test

If you're applying for a scholarship or sending a written application, make sure you ____ or save it online

Print a copy

Attending college may help you find a ____ plan for some career you may not have thought of

Realistic

To qualify for federal student aid and student must maintain ______ academic progress in college or career school

Satisfactory

To qualify for Federal Student aid a student must be registered with ____, if you're a male

Selective service

Your eligibility for federal grants and federal loans will generally be based on your financial need, as determined by _____ on your FASFA

The information you supply

____ you attend is the lender of the Perkins loan; you will make your payments to the school that made your loan or your schools loan servicer

The school

An FSA ID is a ____ That you must use to log into certain US Department of education websites

Username and password

You may have to repay a grant if you:

Withdraw early from school

A student must be ____ to qualify for Federal Student Aid

a Us citizen or an eligible noncitizen

Parents ____ report parent information on the FASFA form, therefore parents will need to create their own FSA ID In order to sign your child's FASFA form online

are required to

A mobile phone number ____ with more than one FSA ID. If you forget your username and password, you can request that a secure code be texted to your mobile phone, allowing you to retrieve your username and reset your password

cannot be used

Loans made through the federal Perkins loan program, often called Perkins loans, are low interest federal student loans for _____ students with exceptional financial need

for undergraduate and graduate

Your work study job ____ to your course of study (to the maximum extent possible)

must be relevant

When working in the work study program you're ____ depending partly on whether you're an undergraduate or graduate student

paid

A college degree doesn't guarantee _____, I'm not getting a college degree doesn't guarantee failure

success

Some states offer all state residents _____ of free tuition at a state community or technical college regardless of income, but it requires a FASFA to make sure students maximize their federal aid first

two years

The federal work study program emphasizes employment in civic education and work related to ____whenever possible

your course study