Career Choices Unit 3
An email address cannot he used with more than ___ FSA ID
1
A community college may cost less than $4000 a year for full-time enrollment. In-state students may pay less than ____ for tuition and fees at a public university, and students at a private college my pay $40,000 or more
10,000
The KEES program in Kentucky provides a _____ dollar Scholarship to students who earn a 2.5 average in high school
125
If your cumulative GPA drops below a _____ you will lose your KEES award for the next academic year
2.5
More than 3 million students will graduate from US high schools each year, and _____ of them will head off to college next fall
2/3
According to a study done on millennials ages 25 to 32, pew research Center social trends found that almost _____ of those with a high school diploma as their highest level of education live in poverty
22%
When we compare national median annual earnings of someone with a bachelors in someone with a high school diploma that's a difference of almost _____ each year and expected gross income
24,000
According to employment projections released by the bureau of labor statistics, having an associates degree suggest that you may be _____ less likely to be unemployed than those with a high school diploma
26%
If you score a ____ on the ACT test you can earn an additional $500 per year
28 or above
The FSA ID process consists of ____ main steps
3
After starting college if you have at least a ____, you will continue to receive your full KEES award
3.0
The average student loan debt for the Class of 2017 graduates was ____, up six percent from the previous year
39,400
Fewer than ______ percent of students enrolling for the first time at a four year college graduate in four years
40%
Interest rate for a Perkins Loan is___
5%
Filing a FASFA automatically qualifies you for low cost federal student loan of at least ___ a year
5,500
To complete the free application for Federal student aid also known as FASFA, you will need:
An FSA ID to sign electronically
You may be eligible for a Perkins loan if you _____
Are enrolled full-time or part-time
The amount you _____ Depends on your financial need, the amount of other aid you receive, and the availability of funds at your college or career school
Can borrow
If you're resubmitting your scholarship application by mail, consider using _____ or requesting a return receipt to confirm that your materials arrived at their destination
Certified mail
If you have a career goal in college is a means of accomplishing that goal, you need to go to _____
College
In a work study job you will earn at least the ____
Current federal minimum wage
Your username ____ expire, but your FSA ID password will expire every 18 months unless you change it
Does not
You may have to pay back a grant if you:
Drop from full time status
You should receive a letter from KHEAA ____ While in high school with the award you earned for the previous school year
Each summer
You just complete a FASFA _____ to stay eligible for federal student aid
Each year in school
Start ____ when researching scholarships, requesting information and application materials, and completing applications. The process takes time
Early
When researching financial aid remember some scholarships have deadlines ____ of senior year of high school so start before your senior year
Early in the fall
Check all ____ before applying for a scholarship, you
Eligibility requirements
In some cases, filing a ____ Can actually help a student gain admission to a college
FASFA
_____ Provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses
Federal Work Study
Grants and scholarships can come from the _____, your state government, your college or career school, or a private or nonprofit organization
Federal government
Your ____ Is used to confirm your identity when accessing your financial aid information and electronically signing your federal student aid documents
Federal student ID
The FASFA automatically qualifies the student for low interest and forgivable _____ the most attractive kind of student loans available
Federal student loans
A student must demonstrate ____ need to meet eligibility requirements for federal student aid
Financial
Almost all grants are awarded to students with ______
Financial need
Direct unsubsidized loans are available to undergraduate and graduate students; there's no requirement to demonstrate _____
Financial need
The Federal Perkins Loan Program provides money for college or career school, for students with ____
Financial need
The FASFA, officially known as the ____, is the form that families fill out to apply for federal grants, loans, and work study funds for college students
Free Application for Federal Student Aid (FASFA)
Grants and scholarships are often called ____ because they are free money
Gift aid
If you are attending a school at least ____, You have nine months after you graduate, leave school, or drop below half time status before you must begin repayment
Half-time
A student must ____ to qualify for Federal Student Aid
Have a valid social security number
To qualify for federal student aid a student must have a ____ or a recognized equivalent such as a general education development (GED) certificate
High school diploma
Which of the following items will be needed when applying for a scholarship?
High school transcript
If you are an undergraduate student in the work study program you're paid by the ____
Hour
When applying for scholarships start with a _____ possibilities and cut that down to a short list of choices
Large number of
It's important to understand that the student and the parent may not share an FSA ID: your FSA ID is your signature, so it has to be unique to you
May not
Some colleges use FASFA information as a deciding factor for students who are on the borderline for ____
Merit scholarships
Can I create an FSA ID for anyone other than myself?
No
You should compete the FASFA as soon as possible on or after ____
October 1
If you were in rolled in college or career school prior to July 1, 2012, or if you are currently in rolled in the eligible career pathway program, you may show your qualified to obtain a higher education by:
Passing an approved ability to benefit test
If you're applying for a scholarship or sending a written application, make sure you ____ or save it online
Print a copy
Attending college may help you find a ____ plan for some career you may not have thought of
Realistic
To qualify for federal student aid and student must maintain ______ academic progress in college or career school
Satisfactory
To qualify for Federal Student aid a student must be registered with ____, if you're a male
Selective service
Your eligibility for federal grants and federal loans will generally be based on your financial need, as determined by _____ on your FASFA
The information you supply
____ you attend is the lender of the Perkins loan; you will make your payments to the school that made your loan or your schools loan servicer
The school
An FSA ID is a ____ That you must use to log into certain US Department of education websites
Username and password
You may have to repay a grant if you:
Withdraw early from school
A student must be ____ to qualify for Federal Student Aid
a Us citizen or an eligible noncitizen
Parents ____ report parent information on the FASFA form, therefore parents will need to create their own FSA ID In order to sign your child's FASFA form online
are required to
A mobile phone number ____ with more than one FSA ID. If you forget your username and password, you can request that a secure code be texted to your mobile phone, allowing you to retrieve your username and reset your password
cannot be used
Loans made through the federal Perkins loan program, often called Perkins loans, are low interest federal student loans for _____ students with exceptional financial need
for undergraduate and graduate
Your work study job ____ to your course of study (to the maximum extent possible)
must be relevant
When working in the work study program you're ____ depending partly on whether you're an undergraduate or graduate student
paid
A college degree doesn't guarantee _____, I'm not getting a college degree doesn't guarantee failure
success
Some states offer all state residents _____ of free tuition at a state community or technical college regardless of income, but it requires a FASFA to make sure students maximize their federal aid first
two years
The federal work study program emphasizes employment in civic education and work related to ____whenever possible
your course study
