Dwelling policy

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under the dwelling policy, Coverage C- Personal Property is

limited to coverage a servant's property while at the insured location

a house insured under a dwelling policy has been vacant for 70 consecutive days. which of the following statements is true?

loss by vandalism and malicious mischief is excluded

an insured is in his garage with his 2 friends when some shelving loaded with heavy objects collapses and falls on them. all three of them are experiencing back pain, so they go to an emergency room where MRI's are performed at a cost of $750 each. how much will the medical expense coverage of the insured's dwelling pay for these cost?

$1,500

an insured has a special form dwelling policy written for $100,000 on a dwelling. the dwelling's replacement cost is $115,000. fire causes $75,000 in damage to the dwelling, $15,000 damage to a separate garage, and kills 10 trees valued at $600 each. how much will the policy pay for the trees?

$5,000

under the additional living expenses coverage, if a civil authority prohibits the insured from using the dwelling because of direct damage to a neighboring location from a peril covered in the insured's policy, loss would be covered for up to

2 weeks

under the dwelling policy form, what is the maximum time limit during which multiple volcanic activities would be considered part of one occurrence?

72 hours

all of the following would be eligible for coverage under the dwelling policy except?

a house that has 5 families living in it

which of the following statements is true concerning the special form dwelling policy?

coverage A is for all-risk perils, and Coverage C is for the broad form perils

which of the following dwelling policies insures a structure on an actual cash value basis?

dp-1

which of the following would be covered under the broad form (dp-2) policy's falling object peril?

interior building damage if the exterior was damaged first

replacement cost coverage is provided in both the broad and special form dwelling policies when

the amount of insurance on the dwelling is at least 80% of its replacement cost at the time of loss

how much is the premium for the dwelling under construction endorsement under the dwelling policy?

the average amount of insurance during construction

in which of the following situations would off-premises coverage in a broad theft endorsement apply?

the insured's camera is stolen from his vacation home while he is there

all of the following are other coverages included in both the broad and special form dwelling policy except

theft of personal property

if an individual insures his dwelling and contents under a dp-3, he would be protected against loss by all of the following perils except

theft of personal property located in the dwelling


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