Economic Foundation of Cooperatives

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Father Moses Coady

Advocate for social justice through cooperative promotion

General Partnership

All partners have unlimited liability for the business

Early Evidences of Cooperation

Ancient human collaboration in hunting, agriculture, and architecture.

Corporation

Artificial legal entity with limited liability for shareholders

UP Employees Housing Cooperative

Assists members in accessing housing through a savings program.

Organization

Autonomous group meeting common needs through jointly-owned enterprises

Social Enterprise

Business aiming to achieve social goals alongside profit

Partnership

Business operation between 2 or more individuals with shared decision-making

Cooperatives

Business owned and controlled by members for mutual benefit

Stock Corporation

Capital divided into shares, dividends distributed based on shares

Categories of Cooperatives

Classified based on membership criteria

Investor-member

Cooperative member joining for profit and capital funds

State-initiated cooperatives

Cooperatives established by the government, like ACCFA, FACOMAs, and PROCOMAs

Patronage

Distribution of surplus among cooperative members

Rochdale Pioneers

Early consumer cooperative in England

Folk High School

Educational institution supporting rural cooperative success

First Cooperative Movements

Emergence in Europe to protect workers, consumers, and producers.

Contribution of Cooperative Movement

Employs 250M people globally, generating 2.2 Trillion USD turnover

IP Cooperative

Empowers indigenous peoples through cooperativism.

Cooperative Marketing Law

Encouraged state-initiated agricultural marketing cooperatives

Vigan Credit Union

Established by Fr. Allen Huber in Ilocos Sur

Friedrich Wilhelm Raiffeisen

Established cooperative bank to aid farmers

National Electrification Administration

Established in 1969 to achieve rural electrification through electric cooperatives

Agricultural Credit Cooperative Institute

Established in UPLB in 1960 to support agricultural credit cooperatives

Nikolai Grundtvig

Established the first Folk High School in Denmark

LandBank of the Philippines

Established to assist agrarian reform programs financially

National Confederation of Cooperatives

Established with a membership base of 1221 cooperatives nationwide

Stages of Cooperation

Evolution from early civilizations to industrial revolution.

Batac Christian Credit Union

Experienced rapid membership growth in Ilocos Norte

Robert Owen

Father of Cooperation, advocated worker welfare

Bayanihan

Filipino tradition of communal unity and cooperation

Schulze-Delitzch

Focused on aiding poor townsmen

Market-oriented

Focused on market demands and competition

Katipunan ng mga Kooperatibang Pansasakyan ng Pilipinas

Formed cooperative organization focusing on transportation cooperatives

Rochdale Society of Equitable Pioneers

Formed the first consumer cooperative in England

Reformed MNLF and Combatants Cooperatives

Former combatants transition to farming through a peace-building program.

Samahang Nayon

Foundation of the cooperative rural banking system in the Philippines

Herman Franz Schulze-Delitzsch

Founded credit union to assist the poor

Charles Fourier

French theorist aiming for profitable social economy

Marketing (Cooperatives)

Function involving processing, distribution, and sale of member products

Purchasing (Cooperatives)

Function providing affordable supplies and goods to members

Service (Cooperatives)

Function providing necessary services to members

Raiffeisen

German pioneer of cooperative banks

National Trading Corporation

Granted cooperatives a 5-year tax holiday in the Philippines

Association of Persons

Group comprising individual human beings or legal entities

Board of Directors

Group responsible for shared management and decision-making in a corporation

Rochdale Principle

Guidelines to prevent cooperative failures

Autonomous

Independent from external interventions

Incorporators

Individuals (5 or more) involved in creating a corporation

Friendly Society

Initiated by Delitzsch for sickness relief and bulk purchases

Moral and religious concerns

Inspirational sources for many cooperatives, promoting social justice

Cooperative Insurance System of the Philippines

Insures life and property of cooperatives and members.

Private coops

Internally-funded cooperatives, not reliant on government support

Teodoro Sandiko

Introduced a rural cooperative bill in the Philippines

Cooperative Development Authority

Lead agency guiding and assisting cooperatives, created under RA 6939

Comprehensive Agrarian Reform Law

Legislation aimed at redistributing agricultural lands to farmers

Community Water & Sanitation Service Cooperative

Manages water systems for potable water distribution.

Fisherman

Member of a cooperative marginalized in localities.

Laboratory Cooperatives

Members are minor but affiliated with a primary cooperative

Primary Cooperative

Members are natural persons of legal age

Tertiary Cooperatives

Members are secondary cooperatives, also known as national apex cooperatives

Gremios

Middle-class cooperatives in the Spanish era

Voluntary

Non-compulsory participation with freedom to join or leave

Community Health & Development Cooperative Hospital

Offers medical and dental services to the community.

San Dionisio Credit Cooperative, Inc.

One of the largest credit cooperatives in Southeast Asia located in Parañaque

Limited Partnership

One partner has unlimited liability while others' liability depends on capital

Non-stock Corporation

Organized for public purposes, does not issue shares of stock

User-owned Control

Owned and controlled by members with 'One member-one vote' principle

Cordova Catholic Cooperative School

Owns and operates licensed educational institutions.

Japanese Occupation

Period from 1941 to 1945 when 5000 producer and consumer coops were organized in Metro Manila

Collective Purchasing

Practice benefiting members through bulk buying

William King

Pragmatic theorist inspired by Robert Owen

Micro-Php

Primary cooperative with assets below Php 3 million

Medium-Php

Primary cooperative with assets between Php 15 to 100 million

Federation (Cooperatives)

Primary cooperatives with members doing the same business

Limited Return on Equity Investment

Primary goal is service provision, limited dividends for investors

Juan Miguel "Migz" Zubiri

Principal sponsor and author of the New Cooperative Code (RA 9520)

Seven Squares Advocacy Cooperative

Promotes cooperativism through socially-oriented projects and education.

Caticlan Boracay Transport Multi-purpose Cooperative

Provides land and sea transportation services.

Service at Cost

Provides services at lowest cost, distributes net margin to members

Philippine Non-agricultural Credit Act

RA 2023 recognizing non-agricultural cooperatives and their services

Philippine Cooperative Code of 2008

RA 9520 governing cooperatives in the Philippines

Fenwick Weaver's Society

Scottish society fostering high weaving standards

Village of Cooperation

Self-sufficient community in Scotland and USA

Altruism

Selfless concern for others' well-being

Proprietorship

Single owner with full control over assets but unlimited liabilities

Phalanx

Social economy model with equality conflicts

Philosophy of Cooperatives

Study of fundamental nature of knowledge, reality, and existence as applied to cooperatives

Labor Exchange

System where labor is exchanged for goods

Multi-purpose Cooperative

Type combining various business activities like feed milling and savings

Producers Cooperative

Type engaged in joint production and processing of goods

Services Cooperative

Type engaged in various services like medical care, insurance, and transportation

Credit Cooperative

Type generating a common fund to provide financial assistance to members

Electric Cooperative

Type involved in power generation and distribution

Dairy Cooperative

Type involved in the production and marketing of dairy products

Consumer Cooperative

Type procuring and distributing commodities to members and non-members

Marketing Cooperative

Type supplying production inputs to members and marketing their products

Cooperative

User-owned, user-controlled business distributing benefits based on use

Davao Banana Workers Cooperative

Worker-owned enterprise providing employment and business opportunities.

Cooperation

Working together for mutual benefit despite differing motives


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