Economic Foundation of Cooperatives
Father Moses Coady
Advocate for social justice through cooperative promotion
General Partnership
All partners have unlimited liability for the business
Early Evidences of Cooperation
Ancient human collaboration in hunting, agriculture, and architecture.
Corporation
Artificial legal entity with limited liability for shareholders
UP Employees Housing Cooperative
Assists members in accessing housing through a savings program.
Organization
Autonomous group meeting common needs through jointly-owned enterprises
Social Enterprise
Business aiming to achieve social goals alongside profit
Partnership
Business operation between 2 or more individuals with shared decision-making
Cooperatives
Business owned and controlled by members for mutual benefit
Stock Corporation
Capital divided into shares, dividends distributed based on shares
Categories of Cooperatives
Classified based on membership criteria
Investor-member
Cooperative member joining for profit and capital funds
State-initiated cooperatives
Cooperatives established by the government, like ACCFA, FACOMAs, and PROCOMAs
Patronage
Distribution of surplus among cooperative members
Rochdale Pioneers
Early consumer cooperative in England
Folk High School
Educational institution supporting rural cooperative success
First Cooperative Movements
Emergence in Europe to protect workers, consumers, and producers.
Contribution of Cooperative Movement
Employs 250M people globally, generating 2.2 Trillion USD turnover
IP Cooperative
Empowers indigenous peoples through cooperativism.
Cooperative Marketing Law
Encouraged state-initiated agricultural marketing cooperatives
Vigan Credit Union
Established by Fr. Allen Huber in Ilocos Sur
Friedrich Wilhelm Raiffeisen
Established cooperative bank to aid farmers
National Electrification Administration
Established in 1969 to achieve rural electrification through electric cooperatives
Agricultural Credit Cooperative Institute
Established in UPLB in 1960 to support agricultural credit cooperatives
Nikolai Grundtvig
Established the first Folk High School in Denmark
LandBank of the Philippines
Established to assist agrarian reform programs financially
National Confederation of Cooperatives
Established with a membership base of 1221 cooperatives nationwide
Stages of Cooperation
Evolution from early civilizations to industrial revolution.
Batac Christian Credit Union
Experienced rapid membership growth in Ilocos Norte
Robert Owen
Father of Cooperation, advocated worker welfare
Bayanihan
Filipino tradition of communal unity and cooperation
Schulze-Delitzch
Focused on aiding poor townsmen
Market-oriented
Focused on market demands and competition
Katipunan ng mga Kooperatibang Pansasakyan ng Pilipinas
Formed cooperative organization focusing on transportation cooperatives
Rochdale Society of Equitable Pioneers
Formed the first consumer cooperative in England
Reformed MNLF and Combatants Cooperatives
Former combatants transition to farming through a peace-building program.
Samahang Nayon
Foundation of the cooperative rural banking system in the Philippines
Herman Franz Schulze-Delitzsch
Founded credit union to assist the poor
Charles Fourier
French theorist aiming for profitable social economy
Marketing (Cooperatives)
Function involving processing, distribution, and sale of member products
Purchasing (Cooperatives)
Function providing affordable supplies and goods to members
Service (Cooperatives)
Function providing necessary services to members
Raiffeisen
German pioneer of cooperative banks
National Trading Corporation
Granted cooperatives a 5-year tax holiday in the Philippines
Association of Persons
Group comprising individual human beings or legal entities
Board of Directors
Group responsible for shared management and decision-making in a corporation
Rochdale Principle
Guidelines to prevent cooperative failures
Autonomous
Independent from external interventions
Incorporators
Individuals (5 or more) involved in creating a corporation
Friendly Society
Initiated by Delitzsch for sickness relief and bulk purchases
Moral and religious concerns
Inspirational sources for many cooperatives, promoting social justice
Cooperative Insurance System of the Philippines
Insures life and property of cooperatives and members.
Private coops
Internally-funded cooperatives, not reliant on government support
Teodoro Sandiko
Introduced a rural cooperative bill in the Philippines
Cooperative Development Authority
Lead agency guiding and assisting cooperatives, created under RA 6939
Comprehensive Agrarian Reform Law
Legislation aimed at redistributing agricultural lands to farmers
Community Water & Sanitation Service Cooperative
Manages water systems for potable water distribution.
Fisherman
Member of a cooperative marginalized in localities.
Laboratory Cooperatives
Members are minor but affiliated with a primary cooperative
Primary Cooperative
Members are natural persons of legal age
Tertiary Cooperatives
Members are secondary cooperatives, also known as national apex cooperatives
Gremios
Middle-class cooperatives in the Spanish era
Voluntary
Non-compulsory participation with freedom to join or leave
Community Health & Development Cooperative Hospital
Offers medical and dental services to the community.
San Dionisio Credit Cooperative, Inc.
One of the largest credit cooperatives in Southeast Asia located in Parañaque
Limited Partnership
One partner has unlimited liability while others' liability depends on capital
Non-stock Corporation
Organized for public purposes, does not issue shares of stock
User-owned Control
Owned and controlled by members with 'One member-one vote' principle
Cordova Catholic Cooperative School
Owns and operates licensed educational institutions.
Japanese Occupation
Period from 1941 to 1945 when 5000 producer and consumer coops were organized in Metro Manila
Collective Purchasing
Practice benefiting members through bulk buying
William King
Pragmatic theorist inspired by Robert Owen
Micro-Php
Primary cooperative with assets below Php 3 million
Medium-Php
Primary cooperative with assets between Php 15 to 100 million
Federation (Cooperatives)
Primary cooperatives with members doing the same business
Limited Return on Equity Investment
Primary goal is service provision, limited dividends for investors
Juan Miguel "Migz" Zubiri
Principal sponsor and author of the New Cooperative Code (RA 9520)
Seven Squares Advocacy Cooperative
Promotes cooperativism through socially-oriented projects and education.
Caticlan Boracay Transport Multi-purpose Cooperative
Provides land and sea transportation services.
Service at Cost
Provides services at lowest cost, distributes net margin to members
Philippine Non-agricultural Credit Act
RA 2023 recognizing non-agricultural cooperatives and their services
Philippine Cooperative Code of 2008
RA 9520 governing cooperatives in the Philippines
Fenwick Weaver's Society
Scottish society fostering high weaving standards
Village of Cooperation
Self-sufficient community in Scotland and USA
Altruism
Selfless concern for others' well-being
Proprietorship
Single owner with full control over assets but unlimited liabilities
Phalanx
Social economy model with equality conflicts
Philosophy of Cooperatives
Study of fundamental nature of knowledge, reality, and existence as applied to cooperatives
Labor Exchange
System where labor is exchanged for goods
Multi-purpose Cooperative
Type combining various business activities like feed milling and savings
Producers Cooperative
Type engaged in joint production and processing of goods
Services Cooperative
Type engaged in various services like medical care, insurance, and transportation
Credit Cooperative
Type generating a common fund to provide financial assistance to members
Electric Cooperative
Type involved in power generation and distribution
Dairy Cooperative
Type involved in the production and marketing of dairy products
Consumer Cooperative
Type procuring and distributing commodities to members and non-members
Marketing Cooperative
Type supplying production inputs to members and marketing their products
Cooperative
User-owned, user-controlled business distributing benefits based on use
Davao Banana Workers Cooperative
Worker-owned enterprise providing employment and business opportunities.
Cooperation
Working together for mutual benefit despite differing motives