HTH 354: Facts quiz

60% 10 milliion

Approximately ___% of all bankruptcy filings are due to medical expenses. Nearly __ million adults with health insurance will have medical bills they can't pay off. More than 56 million Americans will struggle with health-care related bills this year.

financial hardship Public and private

A universal health care system provides basic health care for all persons with protection from ______. Health care in the U.S. is a combination of ____ and ____ sources and leaves many uninsured or underinsured.

False

Americans have the highest life expectancy in the world.

premiums

From 2010-2015, employment-based health insurance ____ have increased 27%. This is compared to an inflation rate of 9% and wage growth of 10% over the same time period.

true

Health insurance premiums have increased more rapidly than inflation or wages.

True

High costs of health care is a common reason for bankruptcy in the U.S.

29 55% 34%

In 2016, ___ million Americans were uninsured (9.2%), down from 49 million (16%) in 2010. The vast majority of Americans are insured. Approximately __% have private insurance and __% receive health care through public programs. Beginning in 2014, all Americans are required to have health insurance or pay a penalty.

56

In 2016, ___% of employers offered health insurance coverage. This figure has declined from 69% in 2000. Beginning in 2015, employers with 50+ employees are required to offer health coverage or pay a penalty.

55th 5.8

In 2016, the U.S actually ranked ____ in infant mortality rate, down from 12th in 1960 and 21st in 1990. The U.S. has a rate of ___ deaths per 1,000 live births compared to the lowest of 1.8 deaths in Monaco and 2.0 deaths in Japan.

premium

In 2016, the average annual ____ for employer sponsored health insurance is $6,435 for single coverage and $18,142 for family coverage. Employees pay an average of $1,129 (18%) and $5,277 (30%) of these costs, respectively.

False

Most employers do not offer health insurance as an employment-based benefit.

uninsured

People who do not speak English at home are 3x more likely to be _____. Reducing health disparities and providing culturally sensitive care are important to health care reform.

True

People who speak a native language other than English are more likely to be uninsured.

False

The U.S. has one of the lowest infant mortality rates in the world.

True

The U.S. is the only industrialized nation in the world that doesn't offer universal health care.

True

The U.S. spends more on health care than any other industrialized nation.

U.S. Switzerland France Germany Canada

The ____ spends 17.9% of its gross domestic product (GDP) on health care. It is projected to reach 20% by 2025. Health care spending accounts for 11.7% of GDP in _____, 11.5% in ____, 11.3% in ______, and 10.4% in ______.

False

The average family pays about $2,000 per year for health insurance coverage through an employer.

False

The majority of our population is uninsured.

79.8

We spend more on health care but we die younger! Life expectancy in the U.S. is ____ years. This is lower than many other countries including Japan (85), Switzerland (83), France and Canada (82), and Germany and the UK (81).