Insurance - test 4 chapter 30

the definition of uninsured motorist under the uninsured motorist coverage of the personal auto policy includes

all of the above

which of the following losses would be payable under the comprehensive coverage of the personal auto policy

all of the above

under the personal auto policy an additionally acquired auto is

automatically insured under the liability coverage for 14 days

under the named non owner policy coverage applies for the operation of nonowned autos

by the name insured only

when a motorcycle is insured under the miscellaneous type vehicles endorsement

coverage applies to the named insured resident relatives and permissive users for the insured vehicle only

under the personal auto policy if the insured has two autos insured one with collision and one without collision an additionally acquired auto

is covered for collision for 14 days

under the personal auto policy coverage for liability arising out of the mpmpwmed auto

is excess with respect to coverage on the nonowned auto

in most states underinsured motorists coverage

is mutually exclusive with uninsured motorists coverage

john jones and his son junior are insured under separate personal auto policies covering their respective autos each as named insured jones is using juniors car while his own auto is in the garage for repairs in case of accident

juniors policy will be primary and the father's policy will apply on an excess basis

in purchasing automobile insurance which of the following coverages should be considered essential

liability coverage

the personal auto policy provides coverage under the liability section for

nonresidents operating the owned auto with permission

in most states uninsured motorists coverage provides coverage

only for bodily injury caused by an uninsured motorist

to which of the following persons does the medical payments coverage of the personal auto policy not apply

persons struck by the owned automobile

if a personal auto policy is written without physical damage coverage on the covered auto and the insured acquires an additional auto

physical damage coverage applies to the new auto for 4 days

a nonowned auto used while the insured auto is being repaired or serviced is a

temporary substitute automobile

the personal auto policy provides coverage under the liability section for

the employer of the named insured if such employer is sued because of the operation of the covered auto by an insured person

when one person borrows another's automobile

the insurance on the car being driven is primary

which of the following losses would be paid under the collision coverage of the personal auto policy

the insured misjudges a curve and rolls the car

in which of the following situations would the personal auto policy not provide coverage under the liability section

the named insured borrows a truck for business use

comprehensive coverage under the personal auto policy pays for damage to the insured auto caused by all of the following except

upset