Real Estate Principles Chapter 2
This Federal law requires that private entries, including business establishments, are accessible to individuals who are disables, and that those business establishments that are accessible to the public make reasonable accommodations
Americans with Disabilities Act
This Civil Rights Act prohibited discrimination on the basis of race only
Civil Rights Act of 1866
This Civil Rights Act expanded the protected classes beyond race to include color, religion, sex, and origin
Civil Rights Act of 1964
This court case determined that sellers, and their agents, must disclose all fact that they knew, or should have reasonably known
Easton v Strassburger
Generally speaking, which law prevails over State Law
Federal law
All federal fair housing complaints should be filed with who
HUD
This consumer protection statute helped eliminate kickbacks and referrals fees that unnecessarily increased the costs of certain settlement services
RESPA
An advertisement that reminds anonymous as to who is advertising is known as
blind advertisement
Steering is the opposite of this illegal discriminatory act, which encourages individuals to sell
blockbusting
The use of prejudice to instill fear or panic in order to motivate individuals in a particular area or neighborhood to sell or dispose of their property because of the entrance, or potential entry, of a protected class is known as
blockbusting
To mingle or mix, for example, a client's funds un the broker's personal or general account is known as
commingling
Lenders must perform what when determining if an individual qualifies for a loan, which is based on objective measures
credit based lending
A principal of an owner-occupied 4 family residence is exempt from Federal anti-discrimination laws is they use a licensed broker to help find a new tenant
false
The "Strictest Standard Rule" applies when dealing with what
health, safety, and welfare of the public
any fact that would influence the decision of a reasonably prudent person is known as a/an
material fact
Seller and agents should use this form to disclose any know defects with the property
property disclosure form
Which if the following is an example of misrepresentation
puffing
The refusal to lend money within a specific are is known as
redlining
Using racial, ethnic, or religious criteria in suggesting, recommending, and/or influencing individuals regarding locations for the purchase or rental of a single family residence or rental dwelling is known as
steering
This state that the stricter law (federal v state) will prevail and take precedent
strictest standard rule
Which of the following is a California counterpart to the Federal anti-discrimination laws with regards to redlinning
the Holden Act
Which of the following is a California counterpart to the Federal anti-discrimination laws with regards to blockbusting
the Rumford Act
Which of the following is a California counterpart to the Federal anti-discrimination laws
the Unruh Civil Rights Act the Rumford Act the Holden Act
Which of the following is a California counterpart to the Federal anti-discrimination laws with regards to discrimination in commercial and business establishments?
the Unruh Civil Rights Acts
If the HUD Fair Housing Equal Opportunity poster is prominently displayed in a place of business relating to housing, the burden of proof for any discriminatory act falls on who
the accuser
If the HUD Fair Housing Opportunity poster is NOT prominently displayed in a place of business relating to housing, the burden of proof for any discriminatory act falls on who
the place of business
Which of the following is exempt from Federal anti-discrimination laws
the principal of an owner-occupied 1-4 residence
In the State of California, race is NOT a material fact
true
The HUD Fair Housing Equal Opportunity poster is required to be posted in a prominent position in any business that is related to housing
true
Funds held by a real estate broker, in trust, for clients and/or customers are known as
trust funds
