Real Estate Principles Chapter 2

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This Federal law requires that private entries, including business establishments, are accessible to individuals who are disables, and that those business establishments that are accessible to the public make reasonable accommodations

Americans with Disabilities Act

This Civil Rights Act prohibited discrimination on the basis of race only

Civil Rights Act of 1866

This Civil Rights Act expanded the protected classes beyond race to include color, religion, sex, and origin

Civil Rights Act of 1964

This court case determined that sellers, and their agents, must disclose all fact that they knew, or should have reasonably known

Easton v Strassburger

Generally speaking, which law prevails over State Law

Federal law

All federal fair housing complaints should be filed with who

HUD

This consumer protection statute helped eliminate kickbacks and referrals fees that unnecessarily increased the costs of certain settlement services

RESPA

An advertisement that reminds anonymous as to who is advertising is known as

blind advertisement

Steering is the opposite of this illegal discriminatory act, which encourages individuals to sell

blockbusting

The use of prejudice to instill fear or panic in order to motivate individuals in a particular area or neighborhood to sell or dispose of their property because of the entrance, or potential entry, of a protected class is known as

blockbusting

To mingle or mix, for example, a client's funds un the broker's personal or general account is known as

commingling

Lenders must perform what when determining if an individual qualifies for a loan, which is based on objective measures

credit based lending

A principal of an owner-occupied 4 family residence is exempt from Federal anti-discrimination laws is they use a licensed broker to help find a new tenant

false

The "Strictest Standard Rule" applies when dealing with what

health, safety, and welfare of the public

any fact that would influence the decision of a reasonably prudent person is known as a/an

material fact

Seller and agents should use this form to disclose any know defects with the property

property disclosure form

Which if the following is an example of misrepresentation

puffing

The refusal to lend money within a specific are is known as

redlining

Using racial, ethnic, or religious criteria in suggesting, recommending, and/or influencing individuals regarding locations for the purchase or rental of a single family residence or rental dwelling is known as

steering

This state that the stricter law (federal v state) will prevail and take precedent

strictest standard rule

Which of the following is a California counterpart to the Federal anti-discrimination laws with regards to redlinning

the Holden Act

Which of the following is a California counterpart to the Federal anti-discrimination laws with regards to blockbusting

the Rumford Act

Which of the following is a California counterpart to the Federal anti-discrimination laws

the Unruh Civil Rights Act the Rumford Act the Holden Act

Which of the following is a California counterpart to the Federal anti-discrimination laws with regards to discrimination in commercial and business establishments?

the Unruh Civil Rights Acts

If the HUD Fair Housing Equal Opportunity poster is prominently displayed in a place of business relating to housing, the burden of proof for any discriminatory act falls on who

the accuser

If the HUD Fair Housing Opportunity poster is NOT prominently displayed in a place of business relating to housing, the burden of proof for any discriminatory act falls on who

the place of business

Which of the following is exempt from Federal anti-discrimination laws

the principal of an owner-occupied 1-4 residence

In the State of California, race is NOT a material fact

true

The HUD Fair Housing Equal Opportunity poster is required to be posted in a prominent position in any business that is related to housing

true

Funds held by a real estate broker, in trust, for clients and/or customers are known as

trust funds


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