risk classification

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Buyer's Guide

A booklet that describes insurance policies and concepts, and provides general information to help an applicant make an informed decision. given based on request

free look provision

Applicant has 10 days to cancel policy

stoli

Stanger selling insurance illegal ​

Standard Risk

average person no health conditions ​

preferred risks

healthy cheapest

premium rated risk

higher premiums

delivering the policy way to send

mail email in person with signing

Substandard Risk

premium risk higher risk not as healthy ​

Declined Risk

rejected


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