risk classification
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Buyer's Guide
A booklet that describes insurance policies and concepts, and provides general information to help an applicant make an informed decision. given based on request
free look provision
Applicant has 10 days to cancel policy
stoli
Stanger selling insurance illegal
Standard Risk
average person no health conditions
preferred risks
healthy cheapest
premium rated risk
higher premiums
delivering the policy way to send
mail email in person with signing
Substandard Risk
premium risk higher risk not as healthy
Declined Risk
rejected
