Accident and Health Insurance basics.

Copayment

An arrangement in which an insured must pay a specific amount for services "upfront" and the provider pays the remainder of the cost.

An agreement between an insurer and insured where both parties are expected to pay a certain portion of the potential loss and other expenses

Coinsurance

How often must organizations consult the national do not call registry

Every 31

Comprehensive coverage

Health insurance that provides coverage for most types of medical expenses.

National association of insurance commissioners, an organization composed of insurance commissioners from all 50 stares.

NAIC

Added to the basic insurance policy to add, modify or delete policy provisions.

Riders.

Which is an example of a peril covered in an accident and health insurance policy?

Sickness and accident.

An attempt to persuade a person to buy an insurance policy.

Solicitation

To make sure that the insured is aware that the policy's benefits are limited, the insurance company must stare

This is a limited policy

Waiting Period

a period of time that must pass after a loss occurs before the insurer start paying policy benefits

The portion of the loss that is to be paid by the insured before any claim may be paid by the insurer

Deductible.

A person enrolled in a health insurance plan, an insured.

Enrollee