Ch.2 questions

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If an agent fails to get an applicant's signature on the application, the agent must

Return the application to the applicant for a signature

Which is generally true regarding insured who have been classified as preferred risks?

Their premiums are lower

Another name for a substandard risk classification is

When the application is signed & a check is given to the agent

When is the earliest a policy may go into effect?

When the application is signed & a check is given to the agent


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