Chapter 2 Quiz

One of the main provisions of the Affordable Care Act was the individual mandate. This means: a. People are required to have their children immunized by age 5. b. People are given the freedom to have home health care rather than be admitted to hospitals. c. All citizens, with a few exceptions, must maintain health insurance coverage. d. People who are age 65 must register two years in advance to qualify for federally funded health insurance plans.

Correct! All citizens, with a few exceptions, must maintain health insurance coverage.

Which of the following is the health insurance program that is the main provider of health insurance for people 65 and older? a. Medicare b. Fee-for-service program c. Low-deductible health program d. Multi-payer program

Correct! Medicare

T/F: A deductible is the monthly membership fee you pay for your health insurance plan.

False

What is one difference between an HMO and a PPO?

HMOs hire care providers, however, PPOs contract other independent providers thus allowing individuals to choose from a list of providers to see.

T/F: A criticism of universal coverage (i.e., assuring all citizens of a country access to healthcare) is that it may result in people overusing/exploiting the healthcare system because they have unlimited access to healthcare.

True

T/F: In a single-payer health insurance system, health insurance is provided by one source (for example, a government agency or a national health insurance company)

True

T/F: It is less costly to prevent illnesses and injuries than to treat them once they become serious.

True

T/F: Proponents of universal coverage believe that healthcare should be available to everyone who needs it. One of their arguments for universal coverage is that neglecting the health of some people ends up affecting everyone because contagious diseases that are untreated are likely to spread.

True

What is one disadvantage of managed care?

Your Answer: Managed-care often pressures providers to limit and speed up patient visits in order to see the most patients and get the most out of their day.

Some medical organizations pair patients with healthcare navigators. Your textbook lists various services that these healthcare navigators provide. List one of these services.

Your Answer: Some of the services include support groups, building strong relationships with their primary care provider, and providing emotional support by their family and friends.