FYE 103

Some financial experts call what "death cards"? You Answered Credit cards Correct Answer ATM cards Social security cards Student ID cards

ATM cards

What is true about both hard skills and soft skills? Correct Answer They are transferrable from job to job. They are easy to measure. They are inner strengths. You Answered They both influence the choices you make every day.

They are transferrable from job to job.

Which is not true about soft skills? Employers value them. They will help you get a job and stay employed. They will benefit you in any career choice. Correct! They are unique to a specific job.

They are unique to a specific job.

The wise voice trying to make the best of any situation is called the Inner Self. Correct! Guide. Voice. Optimist.

Guide

Which of the following is not an inner success? Correct! Having a great social life. Learning more about the world you live in. Getting a job at a top advertising agency. Being voted president of your college's student government association

Having a great social life.

According to the 2017 CareerBuilder survey, 54% of employers did not hire a candidate for what reason? Lying or not answering questions during the job interview Correct Answer Information the candidate posted on social media Incomplete information and typos on their resume You Answered Dressing inappropriately during their interview

Information the candidate posted on social media

Joe decides to stay out late to party with his friends instead of studying for his Pre-Med exam. Which of the following is likely to ask him if he is making a good decision? Inner Critic Inner Defender Correct! Inner Guide Inner Critic, Inner Defender, and Inner Guide

Inner Guide

Where do you go to get a copy of your transcript? Correct Answer The college president's office Your instructor's office You Answered The registrar's office The ombudsman's office

The college president's office

Successful students tend to have a strong need for instant gratification. Correct! be lifelong learners. be stubbornly independent. focus on hard skills rather than soft skills.

be lifelong learners.

If you are an athlete, a soft skill might include throwing a perfect curveball. Correct! learning to work with your teammates. improving your tennis serve. spending more time at the gym.

learning to work with your teammates.

Julian Rotter's term for people's beliefs about who or what is responsible for outcomes and experiences is Correct! locus of control. personal focus. self-efficacy. optimism/pessimism.

locus of control.

Generally speaking, our Inner Critic believes we can do anything we set our mind to. Correct! that we are not good enough. everything needs to be rated. everyone shares our opinion.

that we are not good enough.

In college, students should expect that good grades can often be achieved with little effort. graduation requirements limit choice of courses. teachers will offer many reminders about upcoming assignments. they will need to manage their own time.

they will need to manage their own time.

A strategy to help you decrease the flow of money out of your personal treasury is to Correct! transfer debt from high-interest loans to lower-interest loans. get a better paying job. hire a good accountant. use credit cards more frequently.

transfer debt from high-interest loans to lower-interest loans.

Due to health issues with her son, Olga did not finish the report that her boss needed. The Partnership for 21st Century Learning (P21) would recommend that she tell her boss which of the following? "It's not my fault that my son was sick." Correct! "I am sorry about this. I promise to have it done by the end of the day." "Everybody makes mistakes sometimes. This is no big deal." "You never told me that you needed that report today."

"I am sorry about this. I promise to have it done by the end of the day."

When students are struggling in class, which of the following strategies is best aligned with the expectations of the college or university instructors? "Whatever worked in high school will automatically work in college." "I should keep doing what I'm doing, and things will turn around." "I need to do this all on my own." Correct! "I need to find another approach because what I am currently doing is not working."

"I need to find another approach because what I am currently doing is not working."

Donna is drinking alcohol with her friend Allan. They have both consumed the same amount of alcohol so far. It is likely that Donna's blood alcohol concentration (BAC) will be about 10% lower than Allen's. the same as Allen's. 10% higher than Allen's. Correct! 25% higher than Allen's.

25% higher than Allen's.

When using the ADPIE process of making a wise choice, you want to begin by doing what? Correct! Assessing Becoming aware Asking for help Applying good judgment

Assessing

Billie is told that his English class is a corequisite for his Sociology class. This means that Billie will need to take this English class when? Before entering college At college, but before taking the Sociology class Correct Answer At the same time as the Sociology class You Answered Immediately after finishing the Sociology class

At the same time as the Sociology class

Which of the following is a feature of deep culture? Foods Language Holidays Correct! Beliefs

Beliefs

According to Albert Ellis, a key to correcting irrational thinking involves doing which of the following? Immediate action Not letting ourselves get depressed Correct Answer Changing 'must' into a preference You Answered Realizing that problems need to be 'fixed'

Changing 'must' into a preference

Which of the following is a type of inner success? High grades Earning a college degree Correct! Enjoying learning Popularity

Enjoying learning

The second step in the Wise Choice Process involves doing what? Determining what the current situation is Deciding who to blame You Answered Coming up with a list of possible options Correct Answer Figuring out how you'd like your situation to be

Figuring out how you'd like your situation to be

While struggling in Geology, which of the following people is most likely to have a Victim mindset, rather than a Creator mindset? Will, who decides to start a study group Grace, who decides to move closer to the front of the class and participate more Jack, who still believes he can improve his grade Correct! Karen, who blames her professor for her bad grades

Karen, who blames her professor for her bad grades

Which of these is a hard skill that would be most important to develop if you are an auto mechanic? Correct! Learning how to replace a muffler Really listening to your customers Showing compassion about a customer's car problem Finding a good solution when a customer feels you did a poor job

Learning how to replace a muffler

The two major categories of responsibility at work are called what? Global and moral You Answered Internal and external Group and individual Correct Answer Personal and social

Personal and social

Lauren plans to start college soon and wants to get her finances organized. What would you recommend her doing first?[ Correct! Track her spending Apply for a student loan Start investing Throw away her credit cards

Track her spending

The list of courses you have completed with the grades you have earned is called what? Correct! Transcript Syllabus Class schedule GPA

Transcript

Roger is unhappy about being overweight and he sets a goal of being healthier this year. The DAPPS rule would say the problem with Roger's goal is that the time frame is too long. he has not yet determined who will help him. Correct! the goal is not specific enough about what he will do. it is not realistic.

Which of the following is classified as an opioid? You Answered Methamphetamine Ecstasy Correct Answer Morphine Ritalin

Your grade point average (GPA) is the average grade for all of the courses you have taken in college. What, at the minimum, is expected for you to know about your GPA? How your GPA compares to your classmates You Answered What the grade letter equivalent of your GPA is Which scholarships are based on GPA Correct Answer Wow to compute your GPA

Wow to compute your GPA

The basic purpose of general education or core curriculum is to ensure that students Correct! are exposed to many broad areas of study. can graduate from college in a timely manner. learn enough about their chosen major. create a long-term plan for their education.

are exposed to many broad areas of study.

Brianna is considering writing a journal. Her friend Aretha tells her that if she is going to make it meaningful, she should try to Correct Answer be creative, and use quotes and artwork. You Answered edit it carefully and rewrite when needed. avoid writing thoughts that are too honest or personal. not spend too much time on a topic.

be creative, and use quotes and artwork.

The difference between a Victim mindset and a Creator mindset is in terms of whether your perspective is accurate. Correct Answer believing you have choices or not. how challenging your goals are. You Answered focusing on short-term or long-term goals.

believing you have choices or not.

One difference between surface and deep culture is that surface culture is unimportant. Correct Answer can be perceived with our five senses. has features that are invisible to tourists and recent immigrants. You Answered relates to what we have in common.

can be perceived with our five senses.

The key factor in personal responsibility is optimism. faith. Correct! choice. curiosity.

choice

Sierra is in the third step of the Wise Choice Process after struggling on her English quiz. She is now most likely to be Correct Answer coming up with possible options for how to bring her grade up. figuring out why this happened. deciding what she would like to happen and what her goal is. You Answered determining what to do now.

coming up with possible options for how to bring her grade up.

The first step in applying for financial aid is to research grants online. search for scholarships online. Correct! complete the FASFA form. complete your tax return.

complete the FASFA form.

One difference between successful and struggling students is that successful students believe fate and luck determine their outcomes. rarely request help from others. Correct! consistently plan for and pursue their goals. have much difficulty sustaining motivation.

consistently plan for and pursue their goals.

Which of the following is technology most commonly used in offering courses partially or solely online? email web blogs Instagram Correct! course management system (CMS)

course management system (CMS)

The final step of the Wise Choice Process involves accepting responsibility for what occurred. journaling about the whole experience. Correct Answer determining how and when to evaluate your plan. You Answered committing to a decision.

determining how and when to evaluate your plan.

Typically, soft skills are unimportant. Correct! difficult to measure. not teachable. easy to see.

difficult to measure.

A typical syllabus will Correct! discuss how grades are determined. tell you where to sit in class. provide information about the professor's academic career. let you know about the college's athletic teams

discuss how grades are determined.

The European Prospective Investigation into Cancer and Nutrition (EPIC) study found that lifestyle habits had an impact on diabetes, but not on cancer. had minimal impact on cancer and strokes. Correct! had an impact on strokes and heart attacks. had an impact on heart attacks, but not diabetes.

had an impact on strokes and heart attacks.

Tom is getting to know his roommate Jian. Jian and his family moved to the United States from China three years ago. While talking, Tom realizes a difference in deep culture when he learns that Jian prefers really flavorful, spicy food. wears clothing that is very colorful. speaks Mandarin Chinese very well. Correct! has different political views from his.

has different political views from his.

Because she has an external locus of control, Kaitlyn believes she can do well on her French exam if Correct! her teacher creates an easy test. she reads the book carefully. she makes flashcards to help her study. she gets a good night's sleep.

her teacher creates an easy test.

The big picture strategy to managing your money is to work. Correct Answer increase the flow of money coming in to you and decrease the flow of money out. apply for grants and scholarships. You Answered create a budget.

increase the flow of money coming in to you and decrease the flow of money out.

Using Creator language, Juan tells himself that his teacher does not explain assignments and material clearly. he really appreciates the help his parents have given him. Correct! it is his own fault that he did not study more for his test. his roommates tend to make a lot of noise.

it is his own fault that he did not study more for his test.

Jenna is trying to manage her money better. Jenna should understand governmental budgets. keep all of her money at home. spend whenever she sees something she wants. Correct! keep track of her spending.

keep track of her spending.

One difference between inner and outer success is that inner success is more obvious to other people. is more likely to lead to financial success. Correct! offers a deeper sense of personal contentment. seldom is achieved during your college years.

offers a deeper sense of personal contentment.

If you stop attending a class, it is important that you Correct! officially withdraw from the class. destroy the syllabus and other class documents. keep the textbook. drop out of the college.If you stop attending a class, it is important that you Correct! officially withdraw from the class. destroy the syllabus and other class documents. keep the textbook. drop out of the college.

officially withdraw from the class.

Moodle, Blackboard, Canvas, and Desire2Learn are examples of technology that allow colleges to be judged as worthwhile academic institutions. Correct! provide class content on the Internet. ensure that students are safe within their classrooms. match students with suitable roommates

provide class content on the Internet.

One typical difference between high school and college cultures is that in college Correct! students have more choices. students spend more time in class. teachers often 'teach to the test'. teachers often provide reminders about assignments.

students have more choices.

College educators typically expect that professors are responsible for student success more than students. Correct! students to be highly motivated to succeed. students will work independently, without discussing classwork with other students. teachers to get in touch with struggling students.

students to be highly motivated to succeed.

Your friend Kiko is in her first week of college. You should suggest that she avoid the classrooms and buildings until the first day of class. Correct! take a tour to find her way around campus. try to avoid doing much of the assigned coursework. keep as quiet as possible when teachers ask questions.

take a tour to find her way around campus.

A significant benefit of scholarships and grants versus student loans is that scholarships and grants are easy to obtain. Correct! you do not have to pay scholarships and grants back. you can apply for scholarships and grants last minute. scholarships and grants are privately funded.

you do not have to pay scholarships and grants back.

Your Inner Defender is likely to believe that your struggles in your Political Science class are due to lack of sleep. genetics factors. Correct! your boring teacher. you not studying enough.

your boring teacher.