Lesson 15 quizzes

A minority buyer with a disabled daughter makes a full-price offer on a property. The home doesn't have any grab bars in the bathroom and the front door isn't wide enough for a wheelchair. The seller informs the buyer's agent that the property wouldn't be suitable for the daughter, so he is going to refuse the offer. The buyer's agent should: A. explain the situation to the buyer, and advise her to consult an attorney and/or file a complaint with HUD B. instruct the seller to make those modifications at his own expense C. not say anything to the buyer about the circumstances, but help her find a more suitable property D. not say anything to the buyer, since a seller can choose who to sell his home to

A. explain the situation to the buyer, and advise her to consult an attorney and/or file a complaint with HUD

A brokerage consults with several competing firms in order to develop a brokerage fee schedule. This would be illegal ____. A. price fixing B. Patent act C. Sherman act D. tie-in arrangement

A. price fixing

A listing form that contains pre-printed commission rates can be interpreted to be ____ which is an antitrust violation. A. price fixing B. Patent act C. Sherman act D. tie-in arrangement

A. price fixing

An investor owns a five-story office building. She ramped the curb and the steps leading to the office building, altered the height of a pay phone in the lobby, widened restroom doors throughout the building, and added grab bars in certain restroom stalls. The investor did this in an effort to comply with the: A. 1988 Handicap Amendment to the Fair Housing Act B. Americans with Disabilities Act C. Civil Rights Act of 1866 D. Civil Rights Act of 1964

B. Americans with Disabilities Act

A developer lists 20 different properties in a subdivision, with four different licensees. Each licensee gets her own model unit to work from. Which of the following is true? A. Each licensee must mention the other licensees' offerings to all visitors B. Each model must display the Fair Housing logo C. Each model must display the licensee's license D. Each visitor must receive a copy of the Condominium Buyer's Handbook

B. Each model must display the Fair Housing logo

Which of the following pieces of information may an apartment property manager gather about applicants? A. Age B. Employment history C. National origin D. Social affiliations

B. Employment history

A federal law that pertains to all types of loan transactions, including residential real estate loans, and prohibits discrimination based on race, color, religion, national origin, sex, or marital status, or because the applicant receives public assistance, is the: A. Home Mortgage Disclosure Act B. Federal Fair Housing Act (as amended in 1988) C. Equal Credit Opportunity Act D. Americans with Disabilities Act

C. Equal Credit Opportunity Act

Which law prohibits discrimination in real estate transactions based on race, with no exceptions? A. Civil Rights Act of 1866 B. Civil Rights Act of 1964 C. Civil Rights Act of 1968 D. Fair Housing Act

A. Civil Rights Act of 1866

The manager of a 6-story, 18-unit apartment building, carefully screens tenant applications to make sure that tenants who use wheelchairs are assigned to the first floor. This: A. is allowed if there's no elevator to the upper floors B. is an example of a property manager making reasonable accommodations C. violates the Fair Housing Act D. violates the Civil Rights Act of 1866

A. is allowed if there's no elevator to the upper floors

It's an illegal ____ when someone will agree to sell one product only if the buyer agrees to purchase another product too. A. tie-in arrangement B. extortion C. group boycott D. kickback

A. tie-in arrangement

How long does an aggrieved person have to file a complaint concerning an alleged act of discrimination with the Department of Housing and Urban Development? A. 6 months B. 12 months C. 18 months D. 24 months

B. 12 months

All of the following must comply with the Americans with Disabilities Act, except a: A. strip mall with less than 4 businesses B. church C. motel with less than 10 units D. real estate brokerage

B. church

It is legal for a property manager to: Select your answer below: A.collect a larger security deposit from tenants with a service animal B. obtain employment information to determine if a tenant can afford the rent C. refuse to rent to families with children D. refuse to allow a disabled tenant to install grab bars in the bathroom

B. obtain employment information to determine if a tenant can afford the rent

A local bank refuses to make residential loans in a particular section of town, because of the ethnic background of its residents. This is a discriminatory practice called: A. blockbusting B. redlining C. steering D. collusion

B. redlining

Price fixing (including setting commission rates in a community) is prohibited by the: A. state Usury Act B. federal Regulation Z C. Sherman Antitrust Act and state antitrust laws D. federal Real Estate Settlement Procedures Act

C. Sherman Antitrust Act and state antitrust laws

The federal Fair Housing Act protects persons based on: A. marital status B. age C. national origin D. military status

C. national origin

A prospective tenant asks a licensee to show him only properties that do not allow children. How should the licensee respond? A. Say that only bona fide retirement communities may exclude children B. Say that the law requires that all available properties must be shown C. Say that to do so would be steering, and therefore illegal D. Show properties that are billed as "adults only"

A. Say that only bona fide retirement communities may exclude children

Which of the following actions by a real estate agent would be illegal? A. Asking a disabled client if there are special features he might need in a house B. Showing only housed located in mostly Latino neighborhoods to a Latino family C. Telling a client, during prequalification, that her bad credit score makes an affordable loan unlikely D. truthfully answering questions from a buyer about the demographics of a neighborhood

B. Showing only housed located in mostly Latino neighborhoods to a Latino family

Maya and Andrew are real estate agents who work for competing brokerages. They don't like a new discount broker and decide together not to show any of the new broker's listings. This is a violation of the Sherman Act because it's: A. a group boycott B. a tie-in arrangement C. market allocation D. price fixing

A. a group boycott

A licensee hears that a religious group will be opening a commune in a neighborhood. He begins contacting neighbors and telling them about this, encouraging them to list their properties with him before property values decline. This would be: A. blockbustering B. redlining C. steering D. legal

A. blockbustering

To further the purposed of this law, the Human Rights Commission was created and given the mission of eliminating and preventing discrimination in this state. A. Home Mortgage Disclosure Act B. Washington Law Against Discrimination C. Americans with Disabilities Act D. Washington Real Estate License Law

B. Washington Law Against Discrimination

The protected class of "familial status" in the federal Fair Housing Act refers to the presence of: Select your answer below: A. adult children of tenants living on the property B. children under the age of 18 living on the property C. persons over the age of 65 living on the property D. unmarried persons living on the property

B. children under the age of 18 living on the property

A property manager of a ten-unit building shows an apartment to a woman who uses a wheelchair. The woman says that she would need to make some modifications, such as adding grab bars in the shower and removing some carpeting in the bedroom. The landlord: A. can refuse to rent to the tenant because of the tenant's proposals B. must allow the tenant to make the modifications at her own expense, but can require her to restore the property at the end of the lease C. must allow the tenant to make the modifications at her own expense, and cannot require the tenant to restore the property at the end of the lease D. must make the modifications and pay for the expenses himself

B. must allow the tenant to make the modifications at her own expense, but can require her to restore the property at the end of the lease

Which of the following describes a violation of the Americans with Disabilities Act? A. A recently built one-story apartment complex with doorways too narrow for wheelchair users B. A rental house that does not have a wheelchair ramp at its entrance C. A shopping center without wheelchair-accessible restrooms D. An older 40-unit apartment building without elevators

C. A shopping center without wheelchair-accessible restrooms

Which of the following laws provides for the full and equal access to goods and services in places of public accommodation? A. The Home Mortgage Disclosure Act B. The Civil Rights Act of 1866 C. The Equal Credit Opportunity Act D. The Americans with Disabilities Act

D. The Americans with Disabilities Act

Marian needs to rent out her basement to make ends meet. She doesn't place any ads for a tenant or ask for any help from a real estate agent--she merely asks some of her friends if they know of any potential tenants. She carefully screens all the prospects, and deciders to rent only to a religious, non-smoking, white female. On which basis is it illegal for her to discriminate? A. Race B. Gender C. Religion D. Smoking preference

A. Race

A person who uses a wheelchair moved into an apartment. At his own expense, the tenant lowered the light switches, removed carpeting from a hallway, installed handrails, and widened doorways. When the lease ends, the tenant will least likely have to restore which of the following to its original condition? A. Doorways B. Handrails C. Carpeting D. Light switches

A. Doorways

A law that requires certain institutional lenders to make annual reports on residential mortgage loans that were originated or purchased during the fiscal year. A. Home Mortgage Disclosure Act B. Washington Law Against Discrimination C. Americans with Disabilities Act D. Washington Real Estate License Law

A. Home Mortgage Disclosure Act

The federal antitrust law that can lead to both criminal and civil penalties is called the: A. price fixing B. Patent act C. Sherman act D. tie-in arrangement

C. Sherman act

Which of the following is true concerning federal fair housing laws? A. Enforcement may be brought about by filing a complaint with the Dept. of Housing and Urban Development B. Parts of these laws were overturned by the Supreme Court in the case of Jones v. Alfred H. Mayer Co. C. They only apply to racial discrimination D. They preempt state-level antidiscrimination laws

A. Enforcement may be brought about by filing a complaint with the Dept. of Housing and Urban Development

Which of the following actions is exempt from the federal Fair Housing Act's prohibition on discrimination? A. A private club operating a senior citizens' home for profit B. A real estate broker who owns for homes and is selling her own home, provided the property is not listed with a brokerage C. A religious organization that gives preference to its members in leasing church-owned property, provided there is no discrimination applied in the church membership D. A landlord of a triplex who refuses to rent a potential tenant because go her race, where the landlord does not live in one of the units

C. A religious organization that gives preference to its members in leasing church-owned property, provided there is no discrimination applied in the church membership

Under Title VII of the Civil Rights Act of 1968, certain transactions are exempt. Which of the situations below would be exempted and not a violation of the act? A. A church-owned apartment complex where language in the lease restricts tenant to members of a specific national origin B. Members of a certain ethnic group are denied lodging in facilities operated by a private club for commercial purposes C. An unlisted home that is for sale by owner, where the only advertising is a sign in front of the property that reads simply "For Sale" and the owner owns only one other home D. An absentee owner who rents units in a four-pled without the help of a real estate agent

C. An unlisted home that is for sale by owner, where the only advertising is a sign in front of the property that reads simply "For Sale" and the owner owns only one other home

Leo owns the six-unit apartment building in which he lives. When a tenant moves out, he advertises the unit this way: "For Rent: Vacant apartment on very busy street. No children or pets." According to the federal Fair Housing Act, as amended in 1988, is the ad legal? A. Yes, because individual owners are exempt from fair housing laws B. Yes, provided a real estate agent isn't used C. No, because landlords cannot declare residential units to be unavailable to families with children unless the property meets the specific legal requirements of housing for older persons D. No, because the fair housing laws only apply to properties with more than six units

C. No, because landlords cannot declare residential units to be unavailable to families with children unless the property meets the specific legal requirements of housing for older persons

Tyler asks a real estate agent to list his house for sale. Tyler is moving to another house within the same neighborhood, and tells his agent that in order to preserve the character of the neighborhood, he does not want the property shown to non-white buyers. Which of the following should the agent do? A. Comply with Tyler's wishes because of the fiduciary duty of loyalty B. Enter into a listing agreement that contains Tyler's terms, but still show the property to any interested buyer C. Refuse to accept the listing because it violates federal antidiscrimination laws D. Tell Tyler that the listing cannot contain such instructions, but Tyler may still refuse to sell to buyers based on their race

C. Refuse to accept the listing because it violates federal antidiscrimination laws

Which of the following rental transactions would be covered by (not exempt from) the Fair Housing Act even if no real estate agent were involved? A. Owner-occupant rents a unit in a four-unit dwelling, using a nondiscriminatory ad B. Owner-occupant of a duplex rents to a neighbor's son without advertising the unit C. Rental of a unit in a triplex, using no discriminatory advertising D. Owner rents out one room in her residence, without using any adviertising

C. Rental of a unit in a triplex, using no discriminatory advertising

Which of the following situations would be exempt under the Fair Housing Act? A. A religious organization refuses to allow people of a particular nation origin to spend the right in its temporary crisis housing B. An elderly homeowner who rents out a room in her house asks that no people of a particular national origin apply, in her classified ad C. The owner of a fourplex lives in one unit and refuses to rent the other three units to students because of their national origin D. The owner of a house refuses to sell the property to buyer because of their national origin, after his real estate agent confirms that is allowed

C. The owner of a fourplex lives in one unit and refuses to rent the other three units to students because of their national origin

If a real estate agent tells clients that he and his fellow agents won't do business with a certain competing firm, that may be construed as engaging in a/an ____, which is a violation of antitrust law. A. tie-in arrangement B. extortion C. group boycott D. kickback

C. group boycott

A seller tells a real estate agent that she has lived in the neighborhood for a long time and would like to be selective about who buys her house; she would like the agent to tell her the race and nationality of all prospective buyers. How should the agent respond? A. Agree to it, but avoid using any discriminatory advertising B. Agree to it, as the agent owes the seller the duty of loyalty C. End her agency with the seller, as the agent's duty is to find the most lucrative offer for the seller regardless of race D. End her agency with the seller, as it would be a violation of the federal Fair Housing Act

D. End her agency with the seller, as it would be a violation of the federal Fair Housing Act

This law prohibits lenders from discriminating based on race, color, religion, national origin, sex, marital status, age, or because of the applicant's income is from public assistance. A. Washington Law Against Discrimination B. Home Mortgage Disclosure Act C. Americans with Disabilities Act D. Washington Real Estate License Law

D. Equal Credit Opportunity Act

What is a Washington law that is specifically directed at preventing redlining? A. Washington Law Against Discrimination B. Home Mortgage Disclosure Act C. Americans with Disabilities Act D. Washington Fairness in Lending Act

D. Washington Fairness in Lending Act

According to this law, if a real estate agent violates any fair housing or anti discrimination laws or regulations, she may be subject to disciplinary action. A. Home Mortgage Disclosure Act B. Washington Law Against Discrimination C. Americans with Disabilities Act D. Washington Real Estate License Law

D. Washington Real Estate License Law

All of the following are true about the Equal Credit Opportunity Act, EXCEPT: A. it applies to all consumer credit transactions, not just residential lending B. it prohibits discrimination based on sex, national origin, or marital status C. it prohibits discrimination based on the receipt of public assistance D. it requires applicants to disclose whether they plan to have children in the near future, since that will impact their income

D. it requires applicants to disclose whether they plan to have children in the near future, since that will impact their income

Darren and Martin are agents for a large brokerage firm. They decide that Darren will specialize in listing and selling houses on the north side of the river and Martin will specialize in listing and selling houses on the south side of the river. Such a practice is: A. illegal, because only designated brokers may agree to this kind of arrangement B. illegal, because both federal and state laws prohibit market allocation C. legal, because the agreement was to increase efficiency (and thus it did not restrict trade) D. legal, because the prohibition against market allocation does not apply to agents working for the same firm

D. legal, because the prohibition against market allocation does not apply to agents working for the same firm

A prospective tenant applies to rent a unit in a 12-unit apartment building, where the owner lives in one of the units and handles all lease transactions on his own. The tenant is turned down, and believes he has been discriminated against on the basis of his race. If true, this would be: A. Lawful, because not discriminatory advertising was used B. lawful, because the owner lives on the premises C. lawful, because no real estate agent was used D. unlawful, because this is a 12-unit building

D. unlawful, because this is a 12-unit building

All of the following are true about the ADA, EXCEPT: A. Any employer with 15 or more employees must make reasonable accommodations for disabled employees B. Public accommodations include stores, hotels, real estate offices, private clubs, religious organizations, and personal residences C. Real estate offices are covered by the ADA D. The purpose of the Act is to ensure equal access to both jobs and public accommodations by the disabled

B. Public accommodations include stores, hotels, real estate offices, private clubs, religious organizations, and personal residences

The federal law that describes a public accommodation as any private entity with facilities open to the public, as long as the operation of the facility affects commerce. A. Washington Law Against Discrimination B. Home Mortgage Disclosure Act C. Americans with Disabilities Act D. Washington Fairness in Lending Act

C. Americans with Disabilities Act

A buyer is considering purchasing a video store in a standalone building in a strip mall. The building has steps in front, without a ramp, and no handicapped parking spots in front. The buyer's agent should tell the buyer that: A. it would be prohibitively expensive to bring the property into compliance with the ADA B. the property complies with all federal antidiscrimination laws C. the property probably does not comply with the Americans with Disabilities Act D. the property does not comply with the Fair Housing Act

C. the property probably does not comply with the Americans with Disabilities Act