Ch 16 Reading Quiz Donatelle

Which of the following would not warrant a visit to your physician?

A common cold

A set fee that an insurance plan requires that patients pay at the time of service (per office visit or prescription) is the

copayment

The federally funded health insurance program that covers 99 percent of the U.S. population age 65 and older is

medicare

You are concerned about the ever-increasing costs of health care, so you try to do all of the following EXCEPT

use the emergency room for your routine health care.

Taking responsibility for your health care includes all of the following EXCEPT

using over-the-counter medications to treat a sudden, serious illness.

Your right eye has become very red and swollen and you suspect a possible infection. With whom should you make an appointment for treatment?

Ophthalmologist

If your PPO has an in-network coverage rate of 90% and an out-of-network coverage rate of 60%, this means that

you will be responsible for paying an additional 30% of the costs associated with treatment by an out-of-network provider.

The 2010 Affordable Care Act (ACA) was designed to provide

All of the Above. health care coverage to those with preexisting conditions. improve the overall quality of health care. address the cost of health care. improve access to health care.

What do preferred provider organizations (PPOs) and point of service (POS) plans have in common?

Both allow patients to seek outside care but require patients to pay the extra cost.

Your father was laid off six months ago but recently started a new job. He was able to keep his health insurance during the transition through

COBRA

Which type of health insurance plan involves a contracted provider network and a focus on preventive care and cost control?

Managed care

Deborah, is a low income single parent who receives Temporary Assistance for Needy Families. Her health insurance coverage is provided by a government program known as

Medicaid

Which medical practice is based on treating the patient's symptoms using scientifically validated methods?

allopathic medicine

The term defensive medicine refers to actions taken to

avoid malpractice claims.

Physician assistants

can provide treatment and write prescriptions when supervised by a physician.

All of the following are provisions of the Affordable Care Act (ACA) EXCEPT

coverage for young adults on a parent's plan through age 30.

Most private health insurance plans require the patient to a pay a certain amount each year toward health care expenses before the plan benefits begin; this amount is the

deductible

All of the following are true with respect to generic drugs EXCEPT the

have the same inactive ingredients as their brand name counterpart.

The primary care practitioner in your school's health clinic has a master's degree and is authorized to perform exams, conduct diagnostic tests, and in some states may also prescribe medications. He is a

nurse practitioner.

An optometrist

performs vision exams and prescribes and fits lenses

In a clinical trial for a new pain medication, Hayden was given an inactive substance instead of an actual drug. After taking it, however, his headache improved. This resulted from the

placebo effect.

You have a history of back problems and found out that your new health insurance plan will not cover any treatment related to your back problems until the policy has been in effect for 12 months. Your back problem is considered a(n)

preexisting condition.

Communication with health care providers can be improved by all of the following EXCEPT

relying on your health care provider for all information on health care issues.

Treating a minor health problem yourself without seeking professional help is

self-care.

Concerns about HMOs include all of the following EXCEPT

the high cost of copayments.