HMO vs PPO
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Hmo Delivery
Network of doctors,only use in network, need primary care providers for referral.
PPOs-cost- Managed care
co-pays(in network doctor visits), Coinsurance(lower in network, higher out of network), deductible, discounted fees.
HMOs managed care -cost
co-pays, deductibles, coinsurance
PPO pay provider
discounted fees
HMO pay provider
discounted fees, capitation
PPO Delivery
network of doctors, offer in and out of network, don't need referral.
