Laws and Agencies

According to Arizona's solar energy exemption, HOAs can't prevent homeowners of real property acquired

After April 17, 1980 from installing or using solar energy devices, or effectively prohibit them by requiring expensive additions or fees.

With which Arizona agency do timeshare developers have to file a timeshare report?

Arizona Department of Real Estate

What act clarifies the rights and obligations of landlords and tenants. Apply to rental dwellings

Arizona Landlord and Tenant Act

What act clarifies the rights and obligations of landlords and tenants of mobile homes

Arizona Mobile Home Parks Residential Landlord and Tenant Act

The Arizona law governing timeshares is the ______.

Arizona Timeshare Owners' Association and Management Act

The ADEQ administers and enforces ______.

Both federal and state law

Which legislative act prohibits certain types of electronic communication?

CAN-SPAM Act of 2003

Under ______, landowners can be held responsible for the cleanup costs of hazardous waste, even if they did not cause the waste.

CERCLA

Evan has his home and cell number on the Do Not Call Registry. He received an unwanted solicitation call from a new real estate licensee in the city. He told the licensee his number is on the Do Not Call Registry and that he doesn't wish to do business with the licensee. A few days later, he got another call from the same licensee. What federal act is the licensee possibly violating?

Do Not Call Implementation Act of 2003

Which agency applies the "target" designation to a dwelling and has set specific requirements for lead abatement and remodeling of these homes?

EPA

The ______ provides financial and technical assistance to landowners who put conservation practices into place on their agricultural and non-industrial private forestland.

Environmental Quality Incentive Program

Which banking-related entity shares similarities with the purpose and function of the NCUA?

FDIC

What entity administers the National Flood Insurance Program?

FEMA

Which act gives consumers the right to access information held by consumer reporting agencies?

Fair Credit Reporting Act

Farm families financing the purchase of properties in rural areas may be able to obtain financing through this government agency if they meet certain criteria, such as income requirements.

Farm Service Agency

What organization enforces privacy protection laws?

Federal Trade Commission

Which of the following requires a landlord or property manager to obtain a tenant's written consent before sharing any information about the tenant with an unaffiliated third party?

Federal Trade Commission (FTC) privacy rule

Which act protects a consumer's financial information, restricts which third parties can access it, and when they may do so?

Gramm-Leach-Bliley Act

What's a key feature of the Federal Housing Administration's loan program?

Insures lenders against loss from borrower default

Which federal act makes it illegal to send unsolicited commercial solicitations via fax without the recipient's permission or an established relationship?

Junko Fax Protection Act of 2005

Which body of law contains the rules governing the relationship between a real estate professional and the person being represented?

Law of Agency

All of the following are part of the ADEQ's core functions EXCEPT ______.

Licensing

What entity insures credit union national deposits?

National Credit Union Share Insurance Fund

Which act was established in 1974 to protect private information held in a system of records by federal agencies?

Privacy Act

What act requires sellers, landlords, and their agents to disclose any known lead hazards in the home?

Residential Lead-Based Act

The CFPB promotes consumer protection in the credit market through a number of strategies, including ______.

Responding to and investigating consumer complaints regarding financial services

The WQARF supports the Arizona Department of Environmental Quality to protect the state's ______.

Soil and groundwater

Which amendment to CERCLA says that "innocent landowners" aren't responsible for the cleanup of hazardous contamination?

Superfunds Amendments and Reauthorization Act

What is the name of the federal law that sets forth guidelines regarding telephone solicitation?

Telephone Consumer Protection

The ______ was updated in 2016 and allows the EPA the authority to regulate chemical substances.

Toxic Substances Control Act