Level 24 ALL CHAPTERS

Which is NOT one of the four exemptions of the Fair Housing Act

A property owned by a real estate agent

The fair housing act would not cover which of the following property sales

A retail spot in a mall

All of the following meet the criteria for disability except

Bill, who is currently addicted to opioids

Compare executive order 11063 and the civil rights act of 1964

Both concerned only federally funded properties

A real estate agent selling their own condo is exempt from the fair housing act

FALSE

Title VIII of the civil rights act of 1968 is also known as

Fair Housing Act

Who enforces the federal fair housing act

HUD

A housing provider receives an injunction what does it mean

It means a housing provider must start a service or stop some behavior immediately

In both public housing and subsidized housing the housing authority serves as the residents landlord

NO

Compliance with HUD's fair housing accessibility is mandatory

NO ITS NOT

Which is NOT one of the things HUD will do after it has received a fair housing complaint

Notify the local real estate legislative body with a summary of the complaint

Blockbusting may also be referred to as

Panic selling

Which of the following would NOT be a violation of the fair housing act

Refusing to rent an apartment to an unmedicated bipolar women because of her violent record

What is one function of HMDA

Requires lenders to disclose specific lending information including each borrowers race ethnicity gender and age

Under the ECOA, it is legal for a lender to ask if a borrower is separated.

TRUE

Buses would fall under what title of the ADA

Title II

Why do most brokerages fall within the scope of the ADA, and therefore must be extra careful about accessibility?

because of their location or because they have 15 or more employees

How did the civil rights act of 1866 affect real estate

It prohibited discrimination in housing based on race or color

All of the following are good advertising practices for a brokerage EXCEPT

Promoting fair housing compliance only in print (not online) material

A lender tells his new hire that as a bank they have a policy of never giving loans to people who live in a certain neighborhood by the highway— what is this an example of

Redlining

What is NOT a protected class under the fair housing act

Sexual orientation

An agent must answer every question a client asks

THEY DO NOT

Any person who believes that they have been injured by the discriminatory practices of real estate license holder has one year to file a complaint with HUD

TRUE

The best way to avoid accusations of discrimination is to

Treat everyone who enters your real estate office exactly the same

A restaurant built in the 1980s is inaccessible to people with mobility impairments. Evaluate

Under the ADA, the restaurant must try to remove the barriers to accessibility

HUD is working with a housing provider to make reparations to a tenant whom the provider admits they discriminated against, albeit unintentionally. Currently, the mediator is drawing up a list of possible actions for the provider to take. What is this process called?

conciliation, also known as voluntary compliance