Level 24 ALL CHAPTERS
Which is NOT one of the four exemptions of the Fair Housing Act
A property owned by a real estate agent
The fair housing act would not cover which of the following property sales
A retail spot in a mall
All of the following meet the criteria for disability except
Bill, who is currently addicted to opioids
Compare executive order 11063 and the civil rights act of 1964
Both concerned only federally funded properties
A real estate agent selling their own condo is exempt from the fair housing act
FALSE
Title VIII of the civil rights act of 1968 is also known as
Fair Housing Act
Who enforces the federal fair housing act
HUD
A housing provider receives an injunction what does it mean
It means a housing provider must start a service or stop some behavior immediately
In both public housing and subsidized housing the housing authority serves as the residents landlord
NO
Compliance with HUD's fair housing accessibility is mandatory
NO ITS NOT
Which is NOT one of the things HUD will do after it has received a fair housing complaint
Notify the local real estate legislative body with a summary of the complaint
Blockbusting may also be referred to as
Panic selling
Which of the following would NOT be a violation of the fair housing act
Refusing to rent an apartment to an unmedicated bipolar women because of her violent record
What is one function of HMDA
Requires lenders to disclose specific lending information including each borrowers race ethnicity gender and age
Under the ECOA, it is legal for a lender to ask if a borrower is separated.
TRUE
Buses would fall under what title of the ADA
Title II
Why do most brokerages fall within the scope of the ADA, and therefore must be extra careful about accessibility?
because of their location or because they have 15 or more employees
How did the civil rights act of 1866 affect real estate
It prohibited discrimination in housing based on race or color
All of the following are good advertising practices for a brokerage EXCEPT
Promoting fair housing compliance only in print (not online) material
A lender tells his new hire that as a bank they have a policy of never giving loans to people who live in a certain neighborhood by the highway— what is this an example of
Redlining
What is NOT a protected class under the fair housing act
Sexual orientation
An agent must answer every question a client asks
THEY DO NOT
Any person who believes that they have been injured by the discriminatory practices of real estate license holder has one year to file a complaint with HUD
TRUE
The best way to avoid accusations of discrimination is to
Treat everyone who enters your real estate office exactly the same
A restaurant built in the 1980s is inaccessible to people with mobility impairments. Evaluate
Under the ADA, the restaurant must try to remove the barriers to accessibility
HUD is working with a housing provider to make reparations to a tenant whom the provider admits they discriminated against, albeit unintentionally. Currently, the mediator is drawing up a list of possible actions for the provider to take. What is this process called?
conciliation, also known as voluntary compliance
