Now You Are 18
F.T.C. Door-to-Door Rule
a 3 day rescission (can return items) right on sales made away from seller's regular place of business
bankruptcy
a formal court proceeding that cancels most debts
driving
a privilege granted by the State
indictment
accusation of committing a crime
drinking age
age 21 in Texas
age 18
age of majority when parents are no longer responsible for you
contract
agreement between two or more people which benefits both
security deposit
amount of money held by a landlord as security against damages or unpaid rent
Driving While Intoxicated (DWI)
applies to cars, trucks, motorbikes motorcycles, and boats
prejudice
bias - feelings against something or someone
plaintiff
brings a lawsuit against someone else
statutory
by law
Truth in lending
disclosure of credit costs and contract provisions
peremptory
don't have to give a reason
warranty
establishes your right to have defects fixed at no charge
statute
law
right reserved to states
legal drinking age
misdemeanor
lesser offense
credit rating
measures your ability to pay your debts
bail
money given by a person to get out of jail assuring he will return for his court appearance
defendant
person accused of crime, or the person being sued in a civil case
criminal
person who breaks the law
felony
severe crime; prevents you from serving on jury
collateral
something of value used as security for a load
voting precinct
the place you vote
garnish
to withhold money from paycheck before you get it for child support
common law marriage
valid marriage where people have lived together even though they didn't actually marry
number of days you have to register to vote before an election
30