Now You Are 18

F.T.C. Door-to-Door Rule

a 3 day rescission (can return items) right on sales made away from seller's regular place of business

bankruptcy

a formal court proceeding that cancels most debts

driving

a privilege granted by the State

indictment

accusation of committing a crime

drinking age

age 21 in Texas

age 18

age of majority when parents are no longer responsible for you

contract

agreement between two or more people which benefits both

security deposit

amount of money held by a landlord as security against damages or unpaid rent

Driving While Intoxicated (DWI)

applies to cars, trucks, motorbikes motorcycles, and boats

prejudice

bias - feelings against something or someone

plaintiff

brings a lawsuit against someone else

statutory

by law

Truth in lending

disclosure of credit costs and contract provisions

peremptory

don't have to give a reason

warranty

establishes your right to have defects fixed at no charge

statute

law

right reserved to states

legal drinking age

misdemeanor

lesser offense

credit rating

measures your ability to pay your debts

bail

money given by a person to get out of jail assuring he will return for his court appearance

defendant

person accused of crime, or the person being sued in a civil case

criminal

person who breaks the law

felony

severe crime; prevents you from serving on jury

collateral

something of value used as security for a load

voting precinct

the place you vote

garnish

to withhold money from paycheck before you get it for child support

common law marriage

valid marriage where people have lived together even though they didn't actually marry

number of days you have to register to vote before an election

30