Policy provisions and contract law

Which of the following is not the consideration in a policy ?

The application given to a prospective insured

When would a misrepresentation on an insurance application be considered fraud?

When it is intentional and material

Which of the following describes the transfer of a legal right or interest in an insurance policy?

assignment

Because an insurance policy is a legal contract, it must conform to the state laws governing contracts which require all of the following elements EXCEPT

conditions

All of the following are considered parts of the policy structure except

provisions

In insurance, an offer is usually made when

the applicant submits an application to the insurer

Which of the following would not be classified as personal property for insurance purposes

A house

The part of a policy that clarifies terms in the policy is the

Definitions

Which of the following provisions requires that the insured protects the damaged property from further damage, cooperates with the insurer in settling the loss, and submits to the insurer signed proof of loss within a specified time?

Duties after loss