POSI 2320 Social Welfare section exam 3
Americans are...
Americans are far less supportive of PA Programs than social insurance programs.
What is the current tax rate for Medicare?
1.45%
When was Medicare enacted and what does it do?
1965. It provides medical assistance to retirees and is funded primarily through payroll taxes. Public support is generally high.
What percent of Medicaid funding is provided by the federal government? States?
60%. States are 40%.
What is Medicaid?
A health insurance assistance program for some low income people (especially children and pregnant women) sponsored by federal and state governments
Eligibility for public assistance is established by what?
A means test
Public Assistance
A term that refers to social welfare programs funded through general tax revenues and available only to the financially needy. Eligibility for such a program is established by a means test.
Entitlement Programs
Any of a number of individual benefit programs, such as social security, that require government to provide a designated benefit to any person who meets the legally defined criteria for eligibility.
What are social welfare programs designed for?
Designed to reward and foster self-reliance or, when this is not possible, to provide benefits only to those individuals who are truly in need.
Social insurance programs are funded by what?
Payroll taxes paid by potential recipients, who earn benefits they later receive.
U.S. welfare policy is NOT based on the assumption that.......
Every citizen has a right to material security
What is funded by the department of Architecture?
Food Stamps
Public assistance programs are funded by what?
General tax revenues and are targeted toward needy individuals and families.
What does Medicare Part A do?
Helps cover your inpatient care in hospitals, critical access hospitals, and skilled nursing facilities, it also helps cover hospice care and some health care.
The balance between economic equality and individualism tilts more heavily to what side?
Individualism, in the US than in other advanced industrialized democracies.
Under the Affordable Care Act:
Insurance companies cannot deny coverage to people with preexisting conditions.
What does Medicare part B do?
It helps cover medical services like doctors' services, outpatient care, and other medical services. It also helps pay for covered medical services and items when they are medically necessary. Part B is optional and also covers some preventative services.
What does Medicare part D do?
Its a prescription drug coverage
What is the cost of Part A?
Most people don't have to pay a monthly payment, called a premium for Part A because they or their spouse paid Medicare taxes while they were working.
Americans favor social insurance programs (social security) over public assistance programs (such as food stamps). What is the result of this?
Most social welfare expenditures are not targeted toward the nations neediest citizens.
The main social insurance program is what for retirees?
Social Security
What is the leading social insurance program?
Social Security
Individual benefit programs (entitlements) fall into what two broad categories?
Social insurance and public assistance
What are the two most expensive social insurance programs?
Social security for retired workers and Medicare, both cost the federal government more than 1 trillion annually.
Social Insurance
Social welfare programs are based on the "insurance" concept, requiring that individuals pay into the program in order to be eligible to receive funds from it. An example is social security for retired people.
Social insurance benefits are disturbed to those who paid what?
Special payroll taxes when they are employed.
Texas has a relatively high poverty rate but low enrollment in Medicaid. This suggests that:
Texas has a relatively stringent eligibility requirements for Medicaid.
The passage of the Welfare Reform Act of 1996 did what?
The AFDC (Aid to families with Dependent Children) was eliminated and replaced by Temporary Assistance for needy families (TANF): gives federal block grants to states to assist the needy and get them into jobs.
Poverty line
The annual cost of a thrifty food budget for an urban family of four, multiplied by three to allow also for the cost of housing, clothes, and other expenses. Families below the poverty line are considered poor and are eligible for certain forms of public assistance.
What is the federal agency that oversees Medicare?
The centers for Medicare services (CMS)
Equality of opportunity
The idea that all individuals should be given an equal chance to succeed on their own.
Means Test
The requirement that applicants for public assistance must demonstrate that they are poor in order to be eligible for the assistance.
What is FICA? (Federal Insurance Contributions Act)
U.S. law that mandates a payroll tax on the paycheck of employees, as well as contributions from employers to fund social security and medicare programs.
What is another example of a social insurance program?
Unemployment insurance, which is also a joint federal state program. Benefits and eligibility vary from state to state.
Compared to other states, Texas's per capita welfare spending is
Well below average
How old are you when you become part of Medicare?
You need to be 65 and do paperwork.
What is the cost of Part B?
You pay a premium each month. If you don't sign up for Part B when you are first eligible you may have to pay a late enrollment penalty.
How do Texans sign up for Affordable Care Act?
through the federally run exchange