Unit 19 quiz Fair housing and ethical practices

Protection from discrimination against a single father with a child under 18 in the sale or rental of real estate is provided by A.Fair housing amendments act of 1988 B.Civil rights act of 1866 C.Americans with disabilities act D.Equal credit opportunity act of 1974

A Fair housing amendments act of 1988

Under the provisions of the federal fair housing act, if a lender refuses to make loans in certain areas because the population is made up of more than 25% African Americans, the lender is probably practicing A.Redlining B.Blockbusting C.Steering D. Borrower Qualifying

A Redlining

The provisions of the federal fair housing act apply A.In all states B.Only in those states that have ratified the act C.Only in those states that do not have substantially equivalent laws D.Only in those states that do not have specific state fair housing laws

A in all states

They are the first of their kind to move into the neighborhood. Better list with me today before the property value start to drop! Is an example of A.Steering B.Blockbusting C.Redlining D.Testing

B Blockbusting

After a broker takes a residential listing, the owner states that he does not want his home shown or sold to a foreign buyer. The broker should A.Advertise the property exclusively in foreign language newspapers B.Explain that the broker cannot knowingly comply with any instruction that violates federal law C.Abide by the clients directions since the agencies duty of obedience overrides fair housing laws. D.Require that the owner sign a separate legal document stating the additional instruction as an amendment to the listing agreements

B Explain that the broker cannot knowingly comply with any instruction that violates federal law

All of the following are protected classes under the equal credit opportunity act except A.National origin B. Familial Status C.Religion D.Age

B Familial status

The federal fair housing amendments act of 1988 added which of the following as protected classes? A.Occupation and source of income B.Handicap and familial status C.Political affiliation and country of origin D.Age and marital status

B Handicap and familial status

Which practice is not permitted under the federal fair housing act as amended? I preference in the rental of rooms by a private club to its members II An owner of a 20 unit apartment building renting exclusively to females A.I only B.I I only C.Both I and I I D.Neither I nor I I

B I I only

A real estate brokers practice of offering a special discount to members of a particular protected class is A.Legally acceptable B.Illegal C.Legal but ill advised D.Of no consequence

B Illegal

In North Carolina, a person who feels she has been discriminated against in housing by a property owner should file a complaint with the A.Local sheriff B.North Carolina human relations commission C.North Carolina Association of realtors D.North Carolina real estate commission

B North Carolina human relations commission

A real estate broker wants to and racial segregation. As an office policy, the broker requires that affiliated brokers show prospective buyers from racial or ethnic my Nordie groups only properties that are in certain areas of town in order to create more diverse city in residential areas. The broker has prepared a map illustrating the appropriate neighborhoods for each racial or ethnic group. Which of the following statements is true regarding this broker's policy? A.The brokers policy constitutes blockbusting only because of the use of the prepared area map B.It constitutes illegal steering, regardless of the brokers intentions. C.The brokers policy clearly shows the intent to improve community diversity and is therefore legal. D.The brokers policy constitutes steering because the broker requires policy compliance by his affiliated brokers.

B it constitutes illegal steering, Regardless of the brokers intentions.

The seller requests that showings be restricted to buyers of a particular race and national origin. The listing agent A.Must obey the seller - client regardless of the agents personal beliefs B.Should terminate the listing if the seller will not reconsider the instructions. C.May obey the client as long as the agent is not obvious in the restriction. D.Should ignore the sellers instructions and show to all buyers.

B should terminate the listing if the seller will not reconsider the instructions.

Suggestive comments, insults, jokes about sex or gender, sexual propositions, and threats are A.Not considered a serious matter any landlord - tenant relationship B.Not a illegal forms of behavior if committed by a property manager C. Are unlawful forms of conduct toward a tenant by a landlord/Lessor or a Lessors Agent in North Carolina. D.Are unlawful acts under the federal federal fair housing act

C

Under federal law, families with children may be refused rental or purchase and buildings were strict conditions are met and occupancy is reserved exclusively for those at least how many years old? A.55 B.60 C.62 D.65

C 62

In contrast with fair housing laws, the NAR code of ethics has two additional protected classes, which are A.Age And marital status B. Sexual orientation and age C.Sexual orientation and gender identity D.Marital status and occupation

C Sexual orientation and gender identity

The act of channeling home seekers to a particular area either to maintain or to change the character of the neighborhood is A.Blockbusting B.Red lining C.Steering D. Permitted under the federal Fair housing act of 1968

C Steering

A real estate broker told a single man with two small children that units for sale in a condominium complex are available only to married couples with no children. Which of the following statements is true? A.The condominium complex is permitted to restrict buyers in anyway as long as it is uniform in applying the restrictions. B.Multifamily complexes are exempt from the fair housing laws. C.The man may file a fair housing complaint alleging discrimination on the basis of familial status D.The man may file a fair housing complaint alleging discrimination on the basis of marital status.

C The man may file a fair housing complaint alleging discrimination on the basis of familial status

Which of the following actions is permitted under the federal fair housing act? A.Advertising property for sale only to a particular ethnic group B.Altering the terms of a loan For a member of a minority group C.Refusing to sell a home to an individual because of poor credit history D.Telling a wheelchair bound individual that an available apartment Has been rented because the property owner does not want to allow reasonable accommodations by the applicant.

C refusing to sell a home to an individual Because of a poor credit history

During this investigation period Of a complaint, HUD plan attempt to resolve the dispute in formally through A.Litigation B.Mediation C.Arbitration D.Conciliation

D Conciliation

The goal of the ADA is to A.Ensure that all places of employment, no matter the number of employees, are accessible B.Make sure that people with mobility impairments can access restrooms. C.Ensure that all commercial buildings have elevators D.Enable individuals with disabilities to become part of the economic and social mainstream of society.

D Enable individuals with disabilities to become part of the economic and social mainstream of society

All of the following are in violation of the federal fair housing act of 1968 except A.Refusal of a property manager to rent an apartment to a couple who belong to a particular religious group who are otherwise qualified B.General policy of a loan company to avoid Granting home loans in anethnically transitional neighborhoods C. Intentional neglect of a broker to show a family from a Particular race property listings in all white neighborhoods. D.Insistence of a widowed woman on renting her spare bedroom only to another window

D Insistence of a widowed woman on renting her spare bedroom only to another widow

A newspaper ad reads; for sale; four bedroom brick home; redwood school district; excellent location; short walk to St. John's Catholic Church; and write on the bus line. Move in conditions. Priced to sell. Which of the following statements is true? A.The ad describes the property for sale and is very appropriate B.The fair housing laws do not apply to newspaper advertising C.The ad should state that the property is available to families with children D.The ad should not mention St. John's Catholic Church

D The ad should not mention St. John's Catholic Church

What will happen if there is conflict between the federal and state fair housing legislation? A.The federal law will prevail over the state law B.The state law will prevail over the federal law C.The more recent law will prevail D.The stricter Law will prevail

D The stricter Law will prevail

The civil rights act of 1866 is unique because it A.Has been broaden to protect the aged B.Ads welfare recipients as a protected class C.Contains choose your neighbor provisions. D.Provides no exceptions to racial discrimination

D provides no exceptions to racial discrimination