Auto Discount and Coverage Info

Collision Coverage

Pays for damage to your car caused by colliding with another car or object. whether you caused it or not.

Multi-Line Discount (MLD)

A decrease in insurance costs that can occur by having more than one type of policy with the same company

Multi-Car Discount (ML)

A household who jointly own one or more vehicles with the same insurance.

Good Driver Discount (GGD)

Apples to all new cars that have not had an at-fault accident or moving violations/convictions in the past 3 years

comprehensive coverage

Pays for damage to your car for anything that is not collision. theft,flood,fire,heil,hitting an animal.

PIP Coverage

Pays for medical expenses, rehabilitation and a percentage of lost wages, at fault or not at fault accidents.

uninsured/underinsured motorist coverage

Protects you from uninsured and under insured drivers that hit you.

Accident Free Discount

customers who have been insured for 3 years without a chargeable accident.

Drive safe and save (DSS)

Drivers can personalize their auto premium based on how much they drive or how safely they drive.

liability insurance

Required by state, state minimum is 30/60/25. If you are in an accident that you cause. state farm will pay up to 30k in damages for one person in the car, 60k per accident, up to 25k in property damage.

Good Student Discount

Students under 25, who maintain at least a B.

Defensive driving discount (DD)

A premium reduction may apply when the operator completes the driving course.

Steer clear safe driver discount

Available for male and unmarried females under 25. must have no at fault accidents or violations in the past 3 years

Driver Training Discount

operators under 21, who have completed a driver ed course