EVERFI - US BANK (OVERDRAFT/INSUFFICIENT FUNDS)
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Fees
- Generally, you will be charged a fee for overdraft transactions. - Generally, you will not be charged a fee for declined card transactions.
Posting Order
- The sequence in which your financial institution processes your transactions. - Financial institutions process transactions in various ways. - Some post transactions in real-time, while others do not.
Insufficient Funds
The financial institution essentially rejects, or does not process, the transaction.
Overdraft
When you attempt to withdraw more money from your account than you have to cover your purchases and your purchase is processed
