health guarantee exam

in group health insurance, pregnancy discrimination is prohibited for employers with the minimum of how many employees

15

If the insurance premiums were not tax deductible, what other taxation will this affect?

taxation of benefits

regarding health insurance, all of the following are tax deductible except

Employee paid group disability income

if an insured decides to reduce the coinsurance amount on her major medical insurance, what can the insured expect

a higher monthly premium

the probationary period is

A specified period of time that a person joining a group has to wait before becoming eligible for coverage.

which of the following statements is true of a combination dental plan

it is a combination of a scheduled and nonscheduled dental plan

which of the following is not true regarding term health coverage

The owner may renew the policy for a specified term.

an employee is covered under cobra. why does it increase every year

to cover the employers admin costs

if an insured is not entirely satisfied with a policy issued. the insured may return it to the insurance company and receive a refund of the entire premium paid at which of the following times

within 10 days of when the policy was delivered

under the madatory uniform provision "notice of claim", written notice of a claim must be submitted to the insurer within what time paramatere

20 days

core benefits are included in all medicare supplemental policies. what percentage of part b coinsurance is required

20%

which of the following is not correct concerning taxation of disability income benefits

if paid by the individual, the premiums are tax deductible

which of the following is consideration on the part of the insurer

paying a claim

once the initial benefit limit in medicare part d is reached, how is the beneficiary affexted

the beneficiary is then responsible for a portion of the prescription cost drugs

an insurance agent visits a potential client and explains various types of policies. the customer displays a lack of interest so he guaranteees higher dividends. what has he done

misrepresentation