Health stimulation 2
Which of the following child over the age of 5 is INELIGIBLE for Florida healthy kids coverage
Qualifying for Medicaid
An applicant is unaware of a heart condition and answers no to any heart problems on application .this is considered to be
Representation
An employee is insured by a group medical plan that is provided through her employer. The employer contributes 75% of her premium and she contributes the remaining 25 .if the insured received a benefit from this policy in the amount of 1000 how much of this would be taxed
0
If an insured is not entirely satisfied with policy issued ,the insured may return it and reviewed refund within
10 days of when policy was delivered
Under the mandatory uniform notice of claim written notice of claim must be submitted to insurer within
20 days
An employee that becomes ineligible for group coverage because of termination , must exercise his extension IN COBRA under how many days
60
The benefits in BOE POLICY
Are limited to covered expenses and are taxable to business
Conrad receives 50000 out of 100,000 accidental death and disbursement policy as a result of loss of left area during accident. Conrad has received the
Capital amount
In an employer group health insurance policy the covered employee receives
Certificate of insurance
Which of the following meets the insured personal need and provided by non medical staff
Custodial care
An insured has an individual disability policy with a 30 day elimination period . On June 1st he becomes disabled for 15 days . When Will he collect his payments
He will not collect anything
When may an HIV test be provided to the MIB
Only if individual is not identified
An insured who is 44 years old falls while mountain climbing . He is left paralyzed .doctors feel he will never recover . Which of the following programs will he be able to receive disability
Social security
All of the following would be classified as limited insurance coverage except
Supplement social security coverage
What is the purpose of a benefit schedule
To state what and how much is covered in the plan
If an applicant submits the initial premium with an application, which action constitutes acceptance
When the underwirter approve the application
A dentist is off work for 4 months due to disability. His secretary's salary will be paid thru
Business overhead insurance
The guaranteed purchase option is also referred to as
Future increase option
Which of the following used to be called Medicare + choice plans
Medicare Advantage Plans
All of the following are excluded from coverage in an individual health insurance plan except
Mental illness
An insurance agent visits a potential client and explains various policies . The Cust displays lack of interest so the agent guarantees higher dividends then he knows would be possible which has the agent has done
Misrepresention
What does basic medical expense cover
Non surgical services
Which of the following is not mandatory under the uniform provisions law as applied to accident and health policies
Probationary period
A husband and wife both incur expenses that are attributed to a single major medical insurance deductible. Which type of policy do they have?
family
In order for an alumni association to be eligible for group health insurance for its members all is try except
A group must be active for 5 years