Health stimulation 2

Pataasin ang iyong marka sa homework at exams ngayon gamit ang Quizwiz!

Which of the following child over the age of 5 is INELIGIBLE for Florida healthy kids coverage

Qualifying for Medicaid

An applicant is unaware of a heart condition and answers no to any heart problems on application .this is considered to be

Representation

An employee is insured by a group medical plan that is provided through her employer. The employer contributes 75% of her premium and she contributes the remaining 25 .if the insured received a benefit from this policy in the amount of 1000 how much of this would be taxed

0

If an insured is not entirely satisfied with policy issued ,the insured may return it and reviewed refund within

10 days of when policy was delivered

Under the mandatory uniform notice of claim written notice of claim must be submitted to insurer within

20 days

An employee that becomes ineligible for group coverage because of termination , must exercise his extension IN COBRA under how many days

60

The benefits in BOE POLICY

Are limited to covered expenses and are taxable to business

Conrad receives 50000 out of 100,000 accidental death and disbursement policy as a result of loss of left area during accident. Conrad has received the

Capital amount

In an employer group health insurance policy the covered employee receives

Certificate of insurance

Which of the following meets the insured personal need and provided by non medical staff

Custodial care

An insured has an individual disability policy with a 30 day elimination period . On June 1st he becomes disabled for 15 days . When Will he collect his payments

He will not collect anything

When may an HIV test be provided to the MIB

Only if individual is not identified

An insured who is 44 years old falls while mountain climbing . He is left paralyzed .doctors feel he will never recover . Which of the following programs will he be able to receive disability

Social security

All of the following would be classified as limited insurance coverage except

Supplement social security coverage

What is the purpose of a benefit schedule

To state what and how much is covered in the plan

If an applicant submits the initial premium with an application, which action constitutes acceptance

When the underwirter approve the application

A dentist is off work for 4 months due to disability. His secretary's salary will be paid thru

Business overhead insurance

The guaranteed purchase option is also referred to as

Future increase option

Which of the following used to be called Medicare + choice plans

Medicare Advantage Plans

All of the following are excluded from coverage in an individual health insurance plan except

Mental illness

An insurance agent visits a potential client and explains various policies . The Cust displays lack of interest so the agent guarantees higher dividends then he knows would be possible which has the agent has done

Misrepresention

What does basic medical expense cover

Non surgical services

Which of the following is not mandatory under the uniform provisions law as applied to accident and health policies

Probationary period

A husband and wife both incur expenses that are attributed to a single major medical insurance deductible. Which type of policy do they have?

family

In order for an alumni association to be eligible for group health insurance for its members all is try except

A group must be active for 5 years


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