HWW 15

Approximately what percentage of Americans age 25 to 34 have no health insurance?

16 percent

In a 2016 survey, what percentage of college students said they had no health insurance?

3.4 percent

The health insurance program jointly funded by the states and the federal government that provides coverage for low-income individuals and families

Medicaid

A set fee that an insurance plan requires that patients pay at the time of service (per office visit or prescription) is the

copayment

Approximately what percentage of Americans currently uses one or more prescription drugs?

nearly 50 percent

Taking responsibility for your health care includes all of the following EXCEPT

using over-the-counter medications to treat a sudden, serious illness.

If you are concerned about the costs of health care, which of the following practices should you avoid?

using the emergency room for your routine health care

Which of the following is TRUE with respect to health care spending accounts (FSAs or HSAs)?

They allow people to save money tax-free for health care costs.

Self-care involves all of the following EXCEPT

avoiding medication and taking a "tough it out" approach to illness.

Self-care can include

checking your blood pressure.

If an insurance policy covers 90 percent of your total medical bills, the remaining 10 percent that you must pay is your

coinsurance amount.

Most private health insurance plans require the patient to a pay a certain amount each year toward health care expenses before the plan benefits begin; this amount is the

deductible.

The 2010 Patient Protection and Affordable Care Act (ACA) was designed to do all of the following EXCEPT

establish a national single-payer health care system.

Before the Affordable Care Act, if you had a history of back problems and needed health insurance, it was unlikely that your new insurance plan would cover any treatment related to your back problems until the policy had been in effect for a period of time. Your back problem was considered a(n)

preexisting condition.

A payment made to an insurance company, usually on a monthly basis, to cover the cost of an insurance policy is the

premium.