Identity Theft

Which of the following expressions shows the number of 8 character passwords that can be formed using letters and digits if the password must begin with a letter?

B. 26x36^7

A password is 4 characters long and must consist of 3 letters and 1 of 10 special characters. If letters can be repeated and the special character is at the end of the password, how many possibilities are there? a. 175,760 b. 456,976 c. 703,040 d. 1,679,616

a. 175,760

How many four-digit personal identification numbers (PIN) are possible if the PIN cannot begin or end with a 0 and the PIN must be an even number? a. 3,600 b. 4,000 c. 4,500 d. 8,100

a. 3,600

A password is 4 characters long, consisting of 2 letters and 2 numbers. The password must begin and end with a letter. If numbers can be repeated but letters cannot, how many possibilities are there? a. 65,000 b. 60,840 c. 58,500 d. 52,650

a. 65,000

Koshi creates a password as follows: number, special character, letter, letter, number If there are 12 special characters and Koshi does not repeat a letter or number, how many possibilities are there for his password? a. 702,000 b. 730,080 c. 780,000 d. 811,200

a. 702,000

What does the Fair and Accurate Credit Transactions Act provide for consumers? a. It entitles consumers to get one free credit report per year from the big three reporting agencies. b. It entitles consumers to notify credit reporting agencies if their identity is stolen. c. It entitles consumers to file a complaint with the Federal Trade Commission if their identity is stolen. d. It entitles consumers to find out about who has access to personal information and if it is being handled securely.

a. It entitles consumers to get one free credit report per year from the big three reporting agencies.

In the wrong hands, which of the following pieces of personal information would present the greatest risk for identity theft? a. credit card number b. date of birth c. phone number d. place of birth

a. credit card number

How many four-digit personal identification numbers (PIN) are possible if the PIN cannot begin with a 0 and the PIN must be an odd number? a. 5,000 b. 4,500 c. 3,600 d. 500

b. 4,500

How many 4-digit personal identification numbers are possible if the number cannot contain a zero? a. 5,040 b. 6,561 c. 9,000 d. 10,000

b. 6,561

When creating passwords for secure accounts, which of the following rules should you apply? a. use personal information that is easy to remember b. use a variety of letters, numbers and characters c. use a sequence or pattern of numbers d. use the same password for all accounts

b. use a variety of letters, numbers and characters

An identity thief watches someone enter a 4-digit PIN and manages to see the first two digits. If the thief tries guessing the PIN, how many possibilities would there be? a. 81 b. 90 c. 100 d. 200

c. 100

Which of the following best describes a way of safeguarding personal information? a. Allison removes one check to pay her electric bill and then locks her checkbook in the car when she goes in to pay it. b. Byron gives his credit card number to a telephone solicitor, but only after getting the person's name. c. Jenika has the cashier run her debit card as a credit purchase, rather than debit, to avoid having to enter her PIN. d. Lydell reads and signs the privacy policy at his doctor's office that says they only share information with pharmaceutical companies.

c. Jenika has the cashier run her debit card as a credit purchase, rather than debit, to avoid having to enter her PIN.

Lola Jean Ramos just turned 21 on June 19th and she loves to go dancing. From the given scenarios, which one describes the best way for Lola to create a 6 character password? a. She creates her password using her first name and age: lola21. b. She creates her password using her initials and birthdate: ljr619. c. She creates her password using the saying "Love to dance at 21": ltd@21. d. She creates her password using the saying "Lola Jean Ramos is 21": ljri21.

c. She creates her password using the saying "Love to dance at 21": ltd@21.

How can thieves steal an identity? I. dumpster diving II. phishing III. changing others' addresses IV. skimming a. I & II only b. II & III only c. I, II, and III only d. I, II, III, and IV

d. I, II, III, and IV