life license chapter 2

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Inspection Report

An insurer receives a report regarding a potential insured that includes the insured's financial status, hobbies and habits. What type of a report is that?

viatical settlement provider

a person other than a viator that enters into or effectuates a viatical settlement contract

survivor protection

a producer is helping a married couple determine the financial needs of their children in the event one or both should die prematurely. this is a personal use of life insurance known as

predicted needs of the family after the insureds death

based on human life value approach which of the following is NOT used to calculate an individuals life value

to avoid an increase in premium rate for the insured

under what circumstances may a life insurance agent deliver a policy that is dated up to 6 months before the application was taken

to explain features and benefits of a proposed policy to the consumer

what is the purpose of a disclosure statement in life insurance policies

viaticals are funded by a third party accelerated death benefits are provided by the insurer that issued the original policy

which of the following statements would best describe the difference between viatical settlement and accelerated death benefits


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