private insurance plans for seniors

medicare part b excess charges are covered by

Medicare supplemental insurance

the guarantee of insurability option provides a long term care policy owner the ability to

buy additional coverage at a later date

What type of doctor-ordered care assists an individual with performing basic daily activities such as bathing, dressing, and eating?

custodial care

Employer-paid qualified long-term care insurance premiums are typically

excluded from the employees gross income

long term care policies will usually pay for eligible benefits using which of the following methods

expense incurred

Terry receives long-term physical therapy at her residence. What type of insurance would cover this service?

home health care

Some standard Medicare Supplement policies include which benefit?

hospice care

a family counseling benefit is typically offered under which of these coverages

hospice care

which of these statements reflects an accurate portrayal of medicare select?

insured uses preferred providers in exchange for lowering premiums

Andy is in need of health care performed by skilled medical practitioners, but only on an intermittent basis. What level of care will his doctor likely prescribe?

intermediate care

Respite Care coverage is typically found in a(n)

long term care policy

which individual would be best suited for medicare supplement insurance?

medicare enrollee

a health plan offered by private insurance companies is

medicare supplement

which of these is a type of private insurance that covers the cost sharing amounts under medicare

medicare supplement

which of the following covers the part a deductible of medicare

medicare supplement core benefits

medicare part a coinsurance payments are covered by

medicare supplement plan A

which of the following does not meet the requirements of skilled nursing care

must be provided exclusively in a hospital

medicare supplement insurance requires an individual to be at least how old for open enrollment?

no minimum age

long term care policies normally cover expenses associated with

nursing homes

Under a long-term care inflation rider, the benefit levels

periodically increase without proof of insurability

a medicare supplement policy is required to do which of the following

provide a 30 day free look period

which of the following would provide a reimbursement of some premiums when a long term carepolicy is cancelled

return of premium rider

which of the following does a medicare advantage enrollee typically pay for

small co pay per visit or per service

Qualified long-term care premiums are treated for tax purposes as

tax deductible to the extent they exceed 7 1/2 AGI

medicare supplement insurance that provides a preventative medical care benefit will often cover

yearly physical examinations

when dealing with long term care coverage which of the following are classified as ADLS

Eating bathing dressing mobility

emergency health care coverage for medicare enrolled traveling abroad is

a medicare supplement additional benefit

which of the following describes coverage for the medicare part b coinsurance

a medicare supplement core benefit

Julie is in need of assistance with one or two activities of daily living. She may be eligible for a(n)

assisted living facility

in long term care insurance what is the length of time for which claims will be paid

benefit period