private insurance plans for seniors
medicare part b excess charges are covered by
Medicare supplemental insurance
the guarantee of insurability option provides a long term care policy owner the ability to
buy additional coverage at a later date
What type of doctor-ordered care assists an individual with performing basic daily activities such as bathing, dressing, and eating?
custodial care
Employer-paid qualified long-term care insurance premiums are typically
excluded from the employees gross income
long term care policies will usually pay for eligible benefits using which of the following methods
expense incurred
Terry receives long-term physical therapy at her residence. What type of insurance would cover this service?
home health care
Some standard Medicare Supplement policies include which benefit?
hospice care
a family counseling benefit is typically offered under which of these coverages
hospice care
which of these statements reflects an accurate portrayal of medicare select?
insured uses preferred providers in exchange for lowering premiums
Andy is in need of health care performed by skilled medical practitioners, but only on an intermittent basis. What level of care will his doctor likely prescribe?
intermediate care
Respite Care coverage is typically found in a(n)
long term care policy
which individual would be best suited for medicare supplement insurance?
medicare enrollee
a health plan offered by private insurance companies is
medicare supplement
which of these is a type of private insurance that covers the cost sharing amounts under medicare
medicare supplement
which of the following covers the part a deductible of medicare
medicare supplement core benefits
medicare part a coinsurance payments are covered by
medicare supplement plan A
which of the following does not meet the requirements of skilled nursing care
must be provided exclusively in a hospital
medicare supplement insurance requires an individual to be at least how old for open enrollment?
no minimum age
long term care policies normally cover expenses associated with
nursing homes
Under a long-term care inflation rider, the benefit levels
periodically increase without proof of insurability
a medicare supplement policy is required to do which of the following
provide a 30 day free look period
which of the following would provide a reimbursement of some premiums when a long term carepolicy is cancelled
return of premium rider
which of the following does a medicare advantage enrollee typically pay for
small co pay per visit or per service
Qualified long-term care premiums are treated for tax purposes as
tax deductible to the extent they exceed 7 1/2 AGI
medicare supplement insurance that provides a preventative medical care benefit will often cover
yearly physical examinations
when dealing with long term care coverage which of the following are classified as ADLS
Eating bathing dressing mobility
emergency health care coverage for medicare enrolled traveling abroad is
a medicare supplement additional benefit
which of the following describes coverage for the medicare part b coinsurance
a medicare supplement core benefit
Julie is in need of assistance with one or two activities of daily living. She may be eligible for a(n)
assisted living facility
in long term care insurance what is the length of time for which claims will be paid
benefit period