Texas Principles of Real Estate 1 - Chapter 5

All of the above

5. HUD fair housing complaints can be filed in which of the following ways...? Phone Mail Online All of the above

12

A fair housing complaint should be filed within ................................. months of the incident? 12 24 36 48

10

A respondent of a HUD fair housing complaint has how many days to submit a response...? 5 10 15 30

Familial Status

Advertising that suggests that a particular home is not suited for couples with children is considered a violation of this protected class...? Familial Status Religion Race Gender

Texas Fair Housing Act

All buildings built after March 31, 1991 must comply with the design and construction requirements of the...? International Building Code US Fire Code Texas Fair Housing Act All of the above

All of the above

Fair housing complaints cannot be filed through the Texas Workforce Commission in which of the following cities...? Austin Corpus Christi Dallas All of the above

HUD

The Texas Workforce Commission cannot take fair housing discrimination complaints if the same complaint is also filed with....? HUD US Attorney General Department of State TREC

Steering

The channeling of home seekers to a particular area, or areas, on the basis of race, religion, country of origin, or other protected class either to maintain the homogeneity of an area, or to change the character of an area in order to create a speculative situation is known as...? Redlining Blockbusting Steering Testing

All of the above

The following cities have ordinances that are equivalent to the federal fair housing laws...? Austin Dallas San Antonio All of the above

Consumer Financial Protection Bureau

This department is charged with the regulatory responsibility of the Equal Credit Opportunity Act...? HUD Department of State Consumer Financial Protection Bureau Attorney General

Civil Rights Act of 1968

This federal law prohibits discrimination in sale, rental, financing, or appraisal of housing on the basis of race, color, religion, gender, national origin, handicap, or familial status...? Civil Rights Act of 1866 Civil Rights Act of 1964 Civil Rights Act of 1968 Civil Rights Act of 1988

Americans with Disabilities Act

This federal law protects the rights of individuals with physical or mental impairments...? Americans with Disabilities Act Civil Rights Act of 1964 Fair Housing Act of 1968 Civil Rights Act of 1968

Texas Real Estate License Act

Which of the following is a Texas statute that deals with fair housing and discrimination...? Texas Fair Housing Act Texas Real Estate License Act Texas Discrimination Act Texas Civil Rights Act

100

Based on the Texas Fair Housing Act of 1989, the Texas Workforce Commission has .......................... days to investigate a fair housing complaint? 30 45 60 100

Panic selling

Blockbusting is also known as...? Panic selling Panic lending Panic buying Panic brokerage

All of the above

HUD prohibits which of the following words in advertising...? Adults Singles Children All of the above

1977

The Community Reinvestment Act was passed in...? 1964 1968 1977 1988

Seller financing

The Equal Credit Opportunity Act does not apply to...? Seller financing Conventional mortgages FHA mortgages Balloon mortgages

1974

The Equal Credit Opportunity Act was enacted in...? 1964 1968 1974 1988

T (True)

The Federal Fair Housing Act of 1968 was generally ineffective in combating housing discrimination...? T (True) F (False)

1974

The Housing and Community Development Act was enacted in...? 1964 1968 1974 1988

Blockbusting

The illegal practice of inducing homeowners to sell their properties by making representations regarding the entry, or prospective entry of minority persons into the neighborhood is known as...? Blockbusting Steering Redlining Testing

Redlining

The practice of refusing to make loans or otherwise denying financial assistance for housing in a particular area is known as...? Testing Blockbusting Redlining Steering

Civil Rights Act of 1866

This federal law prohibits all discrimination on the basis of race only...? Civil Rights Act of 1866 Civil Rights Act of 1964 Civil Rights Act of 1968 Civil Rights Act of 1988

Respondents

Those who HUD fair housing complaints are filed against are referred to as...? Complainants Prosecutors Respondents Defendants

Complainants

Those who file a fair housing complaint with HUD are referred to as...? Defendants Prosecutors Respondents Complainants

All of the above

Under the Community Reinvestment Act, financial institutions must post annual statements, which include...? Definition of the geographical boundaries of its community Identify the type of reinvestment credit offered to the community Comments from the public about the institution's performance in meeting the community's needs All of the above

Income

Under the Equal Credit Opportunity Act, lenders must provide financing based on which of the following criteria...? Income Race Age National origin

Testers

Volunteers from state or private agencies who enforce fair housing by claiming to be home seekers, thereby finding out if brokers deal fairly with all clients/customers are known as...? Redliners Testers Detectives Private Enforcement Officers

All of the above

Which of the following is considered illegal under the Fair Housing Act...? Refusing to sell to a protected class Refusing to show properties in neighborhoods based on racial criteria Refusing to show properties in neighborhoods based on religious criteria All of the above