Texas Principles of Real Estate 1 - Chapter 5
All of the above
5. HUD fair housing complaints can be filed in which of the following ways...? Phone Mail Online All of the above
12
A fair housing complaint should be filed within ................................. months of the incident? 12 24 36 48
10
A respondent of a HUD fair housing complaint has how many days to submit a response...? 5 10 15 30
Familial Status
Advertising that suggests that a particular home is not suited for couples with children is considered a violation of this protected class...? Familial Status Religion Race Gender
Texas Fair Housing Act
All buildings built after March 31, 1991 must comply with the design and construction requirements of the...? International Building Code US Fire Code Texas Fair Housing Act All of the above
All of the above
Fair housing complaints cannot be filed through the Texas Workforce Commission in which of the following cities...? Austin Corpus Christi Dallas All of the above
HUD
The Texas Workforce Commission cannot take fair housing discrimination complaints if the same complaint is also filed with....? HUD US Attorney General Department of State TREC
Steering
The channeling of home seekers to a particular area, or areas, on the basis of race, religion, country of origin, or other protected class either to maintain the homogeneity of an area, or to change the character of an area in order to create a speculative situation is known as...? Redlining Blockbusting Steering Testing
All of the above
The following cities have ordinances that are equivalent to the federal fair housing laws...? Austin Dallas San Antonio All of the above
Consumer Financial Protection Bureau
This department is charged with the regulatory responsibility of the Equal Credit Opportunity Act...? HUD Department of State Consumer Financial Protection Bureau Attorney General
Civil Rights Act of 1968
This federal law prohibits discrimination in sale, rental, financing, or appraisal of housing on the basis of race, color, religion, gender, national origin, handicap, or familial status...? Civil Rights Act of 1866 Civil Rights Act of 1964 Civil Rights Act of 1968 Civil Rights Act of 1988
Americans with Disabilities Act
This federal law protects the rights of individuals with physical or mental impairments...? Americans with Disabilities Act Civil Rights Act of 1964 Fair Housing Act of 1968 Civil Rights Act of 1968
Texas Real Estate License Act
Which of the following is a Texas statute that deals with fair housing and discrimination...? Texas Fair Housing Act Texas Real Estate License Act Texas Discrimination Act Texas Civil Rights Act
100
Based on the Texas Fair Housing Act of 1989, the Texas Workforce Commission has .......................... days to investigate a fair housing complaint? 30 45 60 100
Panic selling
Blockbusting is also known as...? Panic selling Panic lending Panic buying Panic brokerage
All of the above
HUD prohibits which of the following words in advertising...? Adults Singles Children All of the above
1977
The Community Reinvestment Act was passed in...? 1964 1968 1977 1988
Seller financing
The Equal Credit Opportunity Act does not apply to...? Seller financing Conventional mortgages FHA mortgages Balloon mortgages
1974
The Equal Credit Opportunity Act was enacted in...? 1964 1968 1974 1988
T (True)
The Federal Fair Housing Act of 1968 was generally ineffective in combating housing discrimination...? T (True) F (False)
1974
The Housing and Community Development Act was enacted in...? 1964 1968 1974 1988
Blockbusting
The illegal practice of inducing homeowners to sell their properties by making representations regarding the entry, or prospective entry of minority persons into the neighborhood is known as...? Blockbusting Steering Redlining Testing
Redlining
The practice of refusing to make loans or otherwise denying financial assistance for housing in a particular area is known as...? Testing Blockbusting Redlining Steering
Civil Rights Act of 1866
This federal law prohibits all discrimination on the basis of race only...? Civil Rights Act of 1866 Civil Rights Act of 1964 Civil Rights Act of 1968 Civil Rights Act of 1988
Respondents
Those who HUD fair housing complaints are filed against are referred to as...? Complainants Prosecutors Respondents Defendants
Complainants
Those who file a fair housing complaint with HUD are referred to as...? Defendants Prosecutors Respondents Complainants
All of the above
Under the Community Reinvestment Act, financial institutions must post annual statements, which include...? Definition of the geographical boundaries of its community Identify the type of reinvestment credit offered to the community Comments from the public about the institution's performance in meeting the community's needs All of the above
Income
Under the Equal Credit Opportunity Act, lenders must provide financing based on which of the following criteria...? Income Race Age National origin
Testers
Volunteers from state or private agencies who enforce fair housing by claiming to be home seekers, thereby finding out if brokers deal fairly with all clients/customers are known as...? Redliners Testers Detectives Private Enforcement Officers
All of the above
Which of the following is considered illegal under the Fair Housing Act...? Refusing to sell to a protected class Refusing to show properties in neighborhoods based on racial criteria Refusing to show properties in neighborhoods based on religious criteria All of the above